MMAC

UnitedHealthcare and the Metropolitan Milwaukee Association of Commerce (MMAC) have teamed up to help businesses like yours control health care costs without giving up quality employee benefits. With a variety of plan designs and supplemental benefits to choose from, a better employee benefits package starts here.

Get in on an employee health plan that may deliver a surplus refund

Designed for savings, flexibility and stability, UnitedHealthcare Level Funded health plans are designed to provide quality benefits for your plan participants and surplus refund if medical claims are lower than expected. In fact, 20.3% of MMAC Level Funded plan sponsors received a surplus refund for their health plan in 2022, the average of which was $6,091.¹

Get to know Level Funded (pdf)

Level Funded FAQ (pdf)

Level Funded features and options (pdf)

Level Funded white paper (pdf)

Enhance your benefits package with supplemental coverage

Financial protection plans for businesses with as few as 5 employees are designed to offer added security and help improve employee satisfaction.

Accident protection flier (pdf)

Critical illness protection flier (pdf)

Hospital indemnity flier (pdf)

Supplemental Health plans flier (pdf)

Making healthier easier in Wisconsin

When it comes to our more than 1.6 million UnitedHealthcare members² in Wisconsin, we’re all in and fully committed to this community.

Together with 38,812 local providers and 148 hospitals, our 9,160 local employees² are working to improve and simplify Wisconsin health care with lower costs, broad provider networks, health and wellness programs and more.

It's our mission that drives us: to help people live healthier lives and make the health system work better for everyone.

Health plans and programs

Video transcript

We pan across an aerial shot of a city at sunset. The cityscape fades to a corner office setting. Dustin Hinton addresses the camera as he speaks. White text appears in the bottom left corner.

ON SCREEN TEXT: Dustin Hinton

CEO, Wisconsin Health Plan

UnitedHealthcare

DUSTIN: Hi, I'm Dustin Hinton and I'm honored to serve as the CEO for UnitedHealthcare in Wisconsin.

An employee sits in front of a computer in an office cubicle. She speaks cheerily into a headset microphone.

DUSTIN: On behalf of our more than 9,000 Wisconsin employees, thank you for choosing UnitedHealthcare and our family of companies, and thank you for visiting our website.

An employee in an office cubicle sits in front of a computer, scrolling through a document.

DUSTIN: We know you have many choices in the market and all of us here at UnitedHealthcare are honored to have the privilege of serving your employees and their family's health carrier needs.

An employee types on a laptop. Another answers a landline phone.

Blue text appears alongside an outline of Wisconsin on a white background. The outline fills first with a collage of smiling faces, then the exterior of a hospital, and finally with a group of doctors posing for a photo.

ON SCREEN TEXT: In Wisconsin,

UnitedHealthcare serves...

ON SCREEN TEXT: - Over 1.6 million people

ON SCREEN TEXT: - Just under 200 hospitals

ON SCREEN TEXT: - Over 38,000 physicians and providers

DUSTIN: In Wisconsin, UnitedHealthcare serves more than 1.6 million people with a network of just under 200 hospitals and more than 38,000 physicians and other health care providers.

Dustin's office fades back into view. He continues addressing the camera.

DUSTIN: Our mission at UnitedHealthcare is to help people live healthier lives and to help make the health system work better for everyone. We seek to enhance the performance of the health system and improve the overall health and well-being of the people we serve and the communities where we live. At UnitedHealthcare, our culture and values are an important part of who we are as an organization. Our integrity and compassion are very much evident in the choices we make, the actions we take, and the words we say. Our integrity is important to us, and it's important to you. I pledge we

will honor our commitments and never compromise our ethics. Additionally, in order to achieve the full potential of helping people live healthier lives, we must fully understand and align with your needs and realities.

A doctor's office fades into view. A doctor speaks to a child while the mother looks on. The scene fades into a group of people walking hand-in-hand into the setting sun.

DUSTIN: We will walk in the shoes of people we serve and be truly compassionate, feel and identify with your needs.

Dustin fades back into view.

DUSTIN: Thank you for the trust you are showing in us. All of us at UnitedHealthcare promise to provide you and your employees a first-class experience.

The blue UnitedHealthcare logo appears on a white background.

ON SCREEN TEXT: UnitedHealthcare

Committed to our Wisconsin community

UnitedHealthcare is dedicated to helping our state's economy, social services, families and children through nonprofit support, employee volunteering and giving.

1.6 M

Members in Wisconsin²

9,000+

Employees in 5 offices statewide²

$2.8M

Donations made to local organizations in 2022²

119,000+

Hours of community service donated in 2022²

Talk to your MMAC-affiliated broker for more information and a quote

Or contact Barb Smith, MMAC Director of Membership Engagement, at bsmith@mmac.org or 414-287-4173 to be connected to a MMAC-affiliated broker.

Find a MMAC broker

Footnotes

Among the UnitedHealthcare Level Funded plan sponsors who were MMAC members, 20.3% received a surplus refund in 2022, the average of which was $6,091. UnitedHealthcare internal reconciliation analysis, Jan. 1, 2021 through Dec. 31, 2022. Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law.
UnitedHealth Group internal data as of Dec. 30, 2022

Disclaimers

Minimum participation requirements may apply. Packaged Savings program is not available for all group sizes. Please consult your UnitedHealthcare representative for more details.

UnitedHealthcare Accident Protection product is provided by UnitedHealthcare Insurance Company. The policies have exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. Some products are not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.

UnitedHealthcare Critical Illness product is provided by UnitedHealthcare Insurance Company. Critical Illness coverage is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the mandate to have health insurance coverage. Failure to have other health insurance coverage may be subject to a tax penalty. Please consult a tax advisor. The policies have exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. Some products are not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.

UnitedHealthcare Hospital Indemnity product is provided by UnitedHealthcare Insurance Company on policy forms UHIHIP-POL-TX, et al. and UHIHIP-CERT-TX, et al. in Texas and UHIHIP-POL-VA, et al. and UHIHIP-CERT-VA, et al. in Virginia. The product provides a limited benefit for certain hospital indemnity plan benefits. Please note: HOSPITAL INDEMNITY coverage is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the mandate to have health insurance coverage. Failure to have other health insurance coverage may be subject to a tax penalty. Please consult a tax advisor. The policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. This product is not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT.

The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information.

Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.

The UnitedHealthcare plan with Health Savings Account (HSA) is a qualifying high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member of FDIC. The HSA refers only and specifically to the Health Savings Account that is provided in conjunction with a particular bank, such as Optum Bank, and not to the associated HDHP.

Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Service LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.