The HSA combines the flexibility of a medical insurance plan with the cost effectiveness of a tax-advantaged savings account.
HSAs help your employees play a larger role in their own health care by letting them:
We also provide the personal support to our members that allow them to get the most out of their account. All of the following are available via myuhc.com.
At UnitedHealthcare, you not only have a partner with extensive experience in the health care industry, but a nationwide leader in HSA administration, Optum Bank, Member FDIC, ensuring the security of your account.
We offer you:
We offer your employees:
As a UnitedHealth Group company with more than $1 billion in deposits, Optum Bank is one of the few banks dedicated to health care. Combine that dedication and experience with a HSA from UnitedHealthcare, and you have a single relationship that you, and your employees, can count on.
Learn more about what Optum Bank can do for you.
Employees fund their individual HSAs with pre-tax dollars and employers can also contribute to this account.
Employees then use their HSA to pay for their health care expenses, including deductibles and coinsurance. Unused HSA funds belong to the employee.