Specialty Benefit Solutions (SBS) plans provide access to a unique package of benefits, including health support and discount programs, as well as fully insured products.
With three different plans to choose from, composed of five valuable benefits, plus two funding levels, you have a set of robust benefit packages to offer your clients to suit their varying needs.
Plus, with three buy-up options for dental in the Preferred and Elite plans, your client can have the flexibility to offer Orthodontia coverage for children, increase the annual maximum, and/or waive the traditional waiting period.*
SBS's plans are offered at guaranteed two-year rates**, and product pricing is based on the number of enrolled employees in the following bands: 2-4, 5-9 and 10+ lives.
Obtaining a quote for an SBS package is quick and easy. In fact, brokers can receive an instant online rate quote by clicking here.
By entering the following information, rates will be quoted for all SBS plans:
Contributory Plan Designs
Voluntary Plan Designs
*Paid Waiting period waiver available on contributory plans only
**Two-year rate guarantees not available in NY
***Underwriting guidelines may vary based on state-specific requirements
Enrolling a new group is quick and easy. Specialty Benefit Solutions (SBS) plans utilize a convenient online group application process allowing for quick production of the appropriate group forms for SBS.
Once you have selected the link "Step 2 Online Group Application:"
Once the forms are presented online for printing, the following items must be submitted:
If you are unable to use the online application process, a paper application process is available. Look in the right column under Broker Resources for the SBS Group Enrollment Checklist. Instructions are listed within the checklist.
1A Wage and Tax Statement will not be required if the employer group has UnitedHealthcare medical coverage.
2Demonstration of coverage for New York is 6 months.
Submissions should be mailed to:
Specialty Benefit Solutions
12 Christopher Way, Suite 104
Eatontown, NJ 07724
Or email to firstname.lastname@example.org
Once the group is enrolled in an SBS plan, group Welcome materials will be mailed to the employer. The member materials will include a SBS Member Welcome Brochure and a SBS Member ID card.
Eligibility adjustment requests (including terminations) can be made via the Online Member Maintenance Tool (see button in the upper right column of this page), emailed to email@example.com, faxed to 732-676-2655 or submitted to:
Specialty Benefit Solutions
PO Box 67
West Long Branch, NJ 07764
New member additions require a signed member enrollment form unless transaction is processed via Online Member Maintenance. If new additions are made via Online Member Maintenance, then the signed enrollment form is to be retained by the employer. Online Member Maintenance also provides the ability to produce Member and Subscriber Listing reports.
Changes to members made to your UHC medical plan do not transfer to SBS; they must be submitted directly to Specialty Benefit Solutions.
Note: All requests for additions and terminations of eligibility must be submitted within 60 days of the effective date.
All brokers must be appointed by United HealthCare Insurance Company to sell the SBS prepackaged benefit plans, which offer insured products as part of the benefit options. Brokers interested in becoming appointed should follow the Producer Appointment Instructions found in Broker Resources or email your question to firstname.lastname@example.org.
Please Note: Certain SBS plans in Florida require additional appointment to Solstice, Inc. Please contact your UnitedHealthcare Specialty Benefits Sales Executive.
All completed forms should be mailed or faxed to the UnitedHealthcare address listed below or emailed to email@example.com.
UnitedHealthcare Producer Credentialing
400 Capital Blvd Fl 2
Rocky Hill, CT 06067-3576
Fax: (860) 221-0069
On behalf of United HealthCare Insurance Company and its affiliates, a flat commission rate of 10 percent will be paid to the broker for all SBS plans.
Brokers who are not appointed by United HealthCare Insurance Company or its affiliates will not receive commissions. Commissions are based on paid premiums and are distributed on a monthly basis and remain in effect for as long as the group pays its product fees through SBS, as states allow. Commissions are paid no later than the 15th of the month following services rendered.
SBS Group Services
8 am - 8 pm Eastern
SBS Member Services
7 am - 10 pm Central