Offer your Medicare-eligible retirees medical and prescription drug coverage all in one plan with the UnitedHealthcare line of Medicare Advantage plans.

Why should an employer choose these plans?
UnitedHealthcare’s Medicare Advantage plans provide the value, flexibility and choice to meet the needs of your company and your retirees by delivering:

• Lower costs for you and your retirees. Medicare Advantage plans which are partially funded by Medicare can offer competitive premiums compared with commercial plans.
• More benefits than Original Medicare. All of UnitedHealthcare's Medicare Advantage plans offer more benefits than Original Medicare, such as additional preventive care. Plans can also be customized to provide even greater benefits and match existing coverage plans.
• Prescription drug coverage. Most Medicare Advantage plans include Medicare Part D Prescription Drug coverage for more complete health care coverage.
• Local, regional and national coverage options. No matter where in the United States your retirees are located, UnitedHealthcare can provide a solution.
• Reduced financial risk. All UnitedHealthcare Medicare Advantage plans are fully insured.

What are HMO, PPO & POS plans?
Health Maintenance Organization (HMO), Preferred Provider Organization (PPO) and Point-of-Service (POS) plans are types of network-based plans. Here's how they differ:

• HMO plans cover the care plan members receive through a network of local contracted doctors and hospitals. These plans generally do not provide coverage outside the network of contracted providers, except in emergencies.
• PPO & POS plans let plan members choose between in-network and out-of-network providers. These plans cover all medically-necessary covered benefits, whether they're received in network or not. However, services outside the network will generally cost more.

Where are plans available?

Together, UnitedHealthcare’s Medicare Advantage HMO, PPO & POS plans are available in 70 markets across 40 states, plus Washington, D.C. Our Medicare Advantage Private Fee-for-Service (PFFS) plans are offered nationally.

How many plans can I choose from?
You can choose from nearly 80 standard combined medical and prescription drug plan designs.

If you want to offer your retirees a Medicare Advantage plan, but want a lower cost option with little to no program administration, consider endorsing one of our individual plans or our Endorsed Group Medicare Advantage plans.

How do these plans benefit retirees?

The UnitedHealthcare Medicare Advantage plans offer retirees more value and service than Original Medicare. For example, retirees receive:

• The convenience of a single plan for their Medicare coverage
• More benefits than Original Medicare Part A and Part B
• Built-in Medicare Part D Prescription Drug coverage (optional)
• Additional rider coverage for vision, dental and chiropractic (optional)

Additional programs & services

Every UnitedHealthcare Medicare Advantage plan also offers valuable features and benefits, such as fitness, wellness, disease management and caregiver support programs, at no additional cost.

View additional programs and services details

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