One of the industry's fastest-growing group life and disability programs.

UnitedHealthcare Specialty Benefits^SM gives you access to more than a dozen valuable products, including:

• Basic Life
• Supplemental Life
• Dependent Life
• Accidental Death and Dismemberment
• Specialty Accident
• Individual Life Insurance available through Worksite Marketing

UnitedHealthcare Specialty Benefits^SM offers the following competitive advantages:

• Financial strength
  Our benefits received an A+ rating by Standard and Poor’s (United HealthCare Insurance Company).
  
  
• Flexible funding options
  Most insurance benefit plans can be either fully insured, employer-paid or employee-pay-all.
  
  
• Customized insurance plan designs
  We offer flexible insurance plan designs with a variety of benefit options and benefit amounts. And our products include special features such as accelerated benefits, waiver of premium and life conversion.
  
  
• Beneficiary support services
  Members get access to grief counseling, financial and legal assistance. They also receive referrals to licensed clinicians, financial consultants and attorneys for beneficiaries.
  
  

Enjoy flexible options, value-added service and industry-leading growth. Only with UnitedHealthcare Specialty Benefits.

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