UnitedHealthcare Choice Plus
This is a traditional health plan with copayments, coinsurance and deductibles. Members have the freedom to see any doctor and visit any facility in our nationwide network, including specialists, without a referral and without choosing a primary care doctor. Members can choose services outside our network, but their payments will be higher.
This consumer-driven health plan is made up of two parts: a high deductible health plan and a Health Savings Account (HSA). With this plan, members can open and deposit money, before taxes, into an HSA, which is their own personal savings account. Members can use the money to pay for eligible medical and pharmacy expenses, including their deductible, or save it for future expenses.
UnitedHealthcare Multi-Choice (51-99)
UnitedHealthcare Multi-Choice allows small business employers to offer a product that functions like a private exchange, except from one company offering a complete one-stop shopping experience. This approach delivers multiple health care benefit choices for your employees diverse health care coverage wants and needs. Plans are bundled in packages; the employer selects one, two or multiple benefit designs to offer employees and chooses a set contribution amount. Employees then choose one of the available benefit designs.