The FlexPoint^SM Plans are designed for those employers looking for additional premium savings while still offering a mainstream PPO product that features freedom of choice for their employees, along with the simplicity that comes from not needing a referral to see a specialist. These plans provide access to a national network of 676,287 physicians, 5,190 hospitals and 60,000 pharmacies. They also offer members access to value-added programs designed to address their overall health and well-being. These new plans can be paired with our other plans expanded dual-choice flexibility.

Design differences such as limited copayment for ER, Physician Office Visits (sickness and injury), and Urgent Care make UnitedHealthcare FlexPoint plans competitive. Consider:

• Out-of-Network per occurrence deductibles on inpatient stays and outpatient surgery
• Mental health and substance abuse coverage applies plan deductible and coinsurance
• Outpatient rehab services limited to an annual 30-visit maximum.
• Spilt copayment approach for all plans.
• 50% out-of-network coinsurance
• $3,000,000 in-network/$1,000,000 out-of-network Lifetime Maximum

To see if this plan is available in your state, use our Group Plans Search tool.

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