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ARTICLE FlexPoint

The FlexPointSM Plans are designed for those employers looking for additional premium savings while still offering a mainstream PPO product that features freedom of choice for their employees, along with the simplicity that comes from not needing a referral to see a specialist. These plans provide access to a national network of 751,609 physicians, 5,629 hospitals and 64,000 pharmacies. They also offer members access to value-added programs designed to address their overall health and well-being. These new plans can be paired with our other plans expanded dual-choice flexibility.

 

Design differences such as limited copayment for ER, Physician Office Visits (sickness and injury), and Urgent Care make UnitedHealthcare FlexPoint plans competitive. Consider:

  • Out-of-Network per occurrence deductibles on inpatient stays and outpatient surgery
  • Mental health and substance abuse coverage applies plan deductible and coinsurance
  • Outpatient rehab services limited to an annual 30-visit maximum.
  • Spilt copayment approach for all plans.
  • 50% out-of-network coinsurance

To see if this plan is available in your state, use our Group Plans Search tool.


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