UnitedHealthcare Catalyst^SM provides meaningful health care coverage by combining a comprehensive catastrophic plan with a limited pre-deductible upfront benefit allowance. The upfront benefit allowance limit is by member, and is subject to a member copayment or coinsurance.

Plan Design Options 

There are three Limited Pre-deductible Benefit options:

1.  Comprehensive – all services allowance
2.  Combined limited ER/OV services allowance
3.  Separate limited ER/OV services allowance

• The Annual Deductible corridor ranges from $3K - $5K
• Typical Coinsurance options are 80/60% or 70/50%
• Plan designs are Network / Non-Network or Network Only options, Available for HMO and Insurance Products
• Network availability is Choice and Choice Plus options. Also PPO for ASO. 

To see if this plan is available in your state, use our Group Plans Search tool.

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