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Short Term Health Insurance

Bridge the gaps in health insurance coverage

When a life change leaves you without health insurance, you need coverage to get you through the transition period. With a short-term health insurance plan from Golden Rule Insurance Company, a UnitedHealthcare company, you can select the length of time (1 to 11 months in many states) and choose from a range of available deductible amounts and payment options. And when your needs change, you have the flexibility to drop your coverage at any time without a penalty.

A Short Term Health insurance plan may be right for you if you are:

  • Between jobs or unemployed
  • A young adult no longer covered under a parent's insurance plan
  • An early retiree
  • Waiting for other coverage to begin

Temporary insurance plans are usually more affordable than traditional individual health coverage.1

Take a few minutes to check out our short term health insurance page and see for yourself.

Request an Individual or Family Health Plan Quote

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*UnitedHealthcare affiliates include Golden Rule Insurance Company, an underwriter of UnitedHealthOne plans

1Subject to medical underwriting. Short term health insurance does not meet minimum essential coverage requirements, meaning signing up for this coverage will result in a tax penalty.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Insurance products and services offered are underwritten by All Savers Insurance Company, Health Plan of Nevada, Inc., UnitedHealthcare Community Plan, Inc., UnitedHealthcare Insurance Company, UnitedHealthcare of Alabama, Inc., UnitedHealthcare of Florida, Inc., UnitedHealthcare of Louisiana, Inc., UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc., UnitedHealthcare of New England, Inc.,  UnitedHealthcare of New York, Inc., UnitedHealthcare of North Carolina, Inc., UnitedHealthcare of Ohio, Inc., UnitedHealthcare of Pennsylvania, Inc., Oxford Health Plans (NJ), Inc.

Each company is a separate entity and is not responsible for another’s financial or contractual obligations.

Administrative services are provided by UnitedHealthcare Services, Inc. or by related companies.

This policy is subject to various exclusions and limitations.  For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).