Explore UnitedHealthcare Individual & Family ACA Marketplace plans

If you buy your own health insurance for you and your family, the health care Marketplace is for you. The Marketplace (also called the Exchange) is where Affordable Care Act (ACA) health plans are sold. You might hear these plans called Exchange plans or Individual & Family plans. While they may be called by different names, they’re all the same thing - affordable health plan options for you and your family.

People shop for and enroll in a plan they like best every year during Open Enrollment, which runs from Nov. 1 to Jan. 16 in most states. Let’s take a closer look at your UnitedHealthcare Individual and Family ACA Marketplace 2024 plan options — and learn how to pick the right plan for you.

See ACA Marketplace plans

Let’s take a closer look at your ACA plan options — and learn how to find a plan that’s right for you.

Understanding the Marketplace

Choosing a plan

FAQ

See your 2024 UnitedHealthcare ACA Marketplace plan coverage options

Everyone has different needs — our ACA Marketplace plans were created with that in mind. Compare coverage and find a plan that fits your lifestyle and budget.

ACA plan coverage options
Plan name	Monthly Premiums	Annual Deductible	Unique Plan Benefits
Essential			Basic coverage for serious illness or injury.
Virtual			Unlimited 24/7 access to $0 virtual primary, urgent, and specialty care.¹
Value			HSA-eligible plans with low-cost primary care and $0 virtual urgent care.¹
Advantage			Extras like Adult dental and vision coverage², and $0 in-person fitness membership.³
Copay Focus		$0 medical deductible	Defined copays (typically $15-$30) for care.⁴

Get ACA plans with extra savings and benefits — at no additional cost

We know you expect a lot from your health plan. So, we’ve got plans that put you first. Here’s a look at some of the benefits you could get with one of our Individual & Family plans:

Unlimited $0 primary care

Enjoy the convenience of unlimited visits and the value of a personal relationship with a single doctor. Choose a network doctor to be your go-to for things like annual checkups, shots and screenings, and help managing chronic conditions. When you see your matched provider for primary care, your visits are $0¹ with most plans. With our Essential plan, this benefit kicks in once you reach your deductible. For all other plans, you get this benefit right away.

Unlimited $0 virtual urgent care¹

Get the peace of mind that comes with the care you need, when you need it. With most plans, you get unlimited $0¹ virtual urgent care visits with a doctor who’s available to provide online urgent, specialty and primary care. Connect with a doctor, get a diagnosis and even get a prescription if you need one — day or night. With our Essential plan, this benefit kicks in once you reach your deductible. For all other plans, you get this benefit right away.

Prescriptions for $5 or less⁵

Pay a $5⁵ copay (or less) for Tier 2 generic prescriptions at over 40,000 network pharmacies. Plus, get member-exclusive discounts, like 20% off Walgreens brand health and wellness products.

Earn a $100⁶ reward

Taking care of yourself is its own reward, but it can earn you other rewards too. You can earn a $100⁶ reward on a prepaid Visa card by completing 5 steps: visit your primary care provider, register your online account at myuhc.com, sign up for paperless communications and text messages, and set up your Autopay.

Digital fitness classes at no additional cost⁷

Get access to a premium library with thousands of live and on-demand digital fitness classes included in your plan. There’s something for nearly every fitness interest, ability and schedule — from cardio to yoga, and strength training to meditation.

In addition to these benefits, ACA plans may also include:

Prescriptions delivered to your door
Adult routine vision coverage²
$0² adult routine dental visits and care
HSA-eligible plans let you contribute tax-free dollars for eligible health care costs

See ACA Marketplace plans

Picking the right ACA plan

Wondering which plan might be right for you? Take a look at these descriptions and decide what sounds most like you.

What to know

This is our lowest-cost plan. Your monthly premium could be as low as $0, but you'll pay more when you get care, compared to our other plans. Essential plans are available at the Bronze metal level only.

It's a good fit if

You rarely see your doctor. You want a low-cost way to protect yourself from worst-case medical scenarios, like serious illness or injury.

The UnitedHealthcare Essential Plan

Video transcript

[UnitedHealthcare logo]

ON-SCREEN TEXT: Individual & Family ACA Marketplace health plans

UnitedHealthcare Essential Plan

ON-SCREEN TEXT: Essential Plan

Your budget + Coverage that fits your needs

fits your budget and your health needs. It’s a great choice if you rarely see a doctor or want protection from serious illness or injury.

ON-SCREEN TEXT: Premiums as low as $0¹

Your monthly premium could be as low as zero dollars but you’ll pay more for care compared to our other plans.

ON-SCREEN TEXT: $0 virtual urgent care²

You’ll get benefits like zero dollar virtual urgent care,

ON-SCREEN TEXT: $5 or less prescription drugs²

low cost prescription drugs

ON-SCREEN TEXT: $100 in rewards²

and up to $100 in rewards.

ON-SCREEN TEXT: Prescription delivery at no additional cost³

Plus, extras like no cost delivery for prescriptions,

ON-SCREEN TEXT: 20% off Walgreens branded products³

discounts on Walgreens health and wellness products,

ON-SCREEN TEXT: On-demand fitness classes³

and on-demand fitness classes.

ON-SCREEN TEXT: In-network providers

And remember, UnitedHealthcare plans give you access to a huge selection of in-network providers

ON-SCREEN TEXT: In-network pharmacies

and over 40,000 in-network pharmacies.

ON-SCREEN TEXT: Enroll in an Individual & Family ACA Marketplace plan today

Essential Plan

Get no-cost 1-on-1 help to enroll in a plan today.

DISCLAIMERS:

¹To qualify for a $0 monthly premium, you must meet household income requirements for Advanced Premium Tax Credits.

² The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

³UnitedHealthcare Internal Analysis, June 2023

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

What to know

Built with flexibility and convenience on the go, this plan offers unlimited 24/7 $0 virtual care through the Galileo mobile app. Your 24/7 access to virtual care lets you interact with your doctor on your own schedule, when it’s most convenient for you. The Galileo mobile app will be your first stop for all your care needs, from everyday to urgent - including virtual primary and virtual specialty care. Virtual First and Virtual Access plans are available at the Bronze, Silver and Gold metal levels.

It's a good fit if

You like the convenience to text or have a video visit with a doctor instead of heading to the clinic.

Looking for a Spanish-speaking option?

This may be the plan for you. It offers the option to get your Galileo communications in Spanish and connect with a Spanish-speaking Galileo doctor right away.

The UnitedHealthcare Virtual First plan

Video transcript

ON-SCREEN TEXT: Individual & Family ACA Marketplace health plans

Virtual First Plan

Your digital lifestyle + Benefits at your fingertips

The UnitedHealthcare Virtual First plan fits your digital lifestyle with care at your fingertips.

It’s a great choice if you prefer to talk, text or have a video visit with a doctor instead of going to the clinic.

ON-SCREEN TEXT:

Virtual First health care plans include zero-dollar unlimited virtual care.

ON-SCREEN TEXT: 24/7 access to care with Galileo app

Primary care

Specialty care

Urgent care

Using the Galileo app, you’ll have 24/7 access to primary, specialty and urgent care. Including care from Spanish-speaking doctors.

ON-SCREEN TEXT: $5 or less prescription drugs¹

You’ll also get benefits like prescription drugs for five dollars or less

ON-SCREEN TEXT: Network pharmacies

from thousands of in-network pharmacies

ON-SCREEN TEXT: Prescriptions delivered at no additional cost

and no-cost prescription delivery.

ON-SCREEN TEXT: Earn $100 in rewards¹

20% off Walgreens brand products¹

Digital fitness classes on-demand

Plus, extras like rewards, discounts at Walgreens and on-demand digital fitness classes.

ON-SCREEN TEXT: Enroll in an Individual & Family ACA Marketplace plan today

Virtual First Plan

Get no-cost one-on-one help today.

DISCLAIMERS:

¹The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

What to know

This plan isn’t as low-cost as Essential, but it’s close. It offers low-copay primary care visits with your doctor, and an HSA option. Like our other plans, this plan also has the option for virtual care. Value plans are available at the Bronze, Silver and Gold metal levels.

It's a good fit if

You regularly see your doctor and want something with a few more benefits than the basic Essential plan, without paying a lot for it.

The UnitedHealthcare Value Plan

Video transcript

ON-SCREEN TEXT: Individual & Family ACA Marketplace health plans

Value Plan

Your budget + Coverage that fits

The UnitedHealthcare Value Plan offers a balance of coverage that fits your budget and needs.

It’s a great choice if you see your doctor regularly but don’t want to break your budget.

ON-SCREEN TEXT: Low-cost primary care

Value plans offer primary care at low or no cost.

ON-SCREEN TEXT: $0 unlimited virtual urgent care¹

$5 or less prescription drugs¹

You’ll also get benefits like zero-dollar virtual urgent care and prescription drugs at five dollars or less.

ON-SCREEN TEXT: Health Savings Account

Some Value plans also offer a Health Savings Account option.

ON-SCREEN TEXT: Earn $100 in rewards¹

20% off Walgreens brand products¹

Digital fitness classes on-demand

With extras like a hundred dollars in rewards, Walgreens discounts, and on-demand digital fitness classes, the Value Plan keeps you covered at a price that fits your budget.

ON-SCREEN TEXT: Network providers

Network pharmacies

And remember, UnitedHealthcare plans give you access to a huge selection of in-network providers and over 40,000 in-network pharmacies.

ON-SCREEN TEXT: Enroll in an Individual & Family ACA Marketplace plan today

Value Plan

Get no-cost one-on-one help today.

DISCLAIMERS:

¹The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

What to know

This is our richest plan with the most coverage. It could be a good fit if you’re used to having lots of coverage and perks (like embedded adult vision and dental benefits). Advantage plans are available at the Silver and Gold metal levels.

It's a good fit if

You see your doctor often. You’re typically willing to pay a little more each month in order to pay less (usually copays) when you get care.

The UnitedHealthcare Advantage Plan

Video transcript

ON-SCREEN TEXT: Individual & Family ACA Marketplace health plans

Advantage Plan

Your health needs + Coverage and benefits that fit

The UnitedHealthcare Advantage Plan gives you lots of benefits that fit your health needs.

This plan is a great choice if you see your doctor often and want a plan with lots of extras.

ON-SCREEN TEXT: $0 primary care¹

You’ll get lots of benefits like zero-dollar primary care,

ON-SCREEN TEXT: $0 virtual urgent care¹

and zero-dollar virtual urgent care,

ON-SCREEN TEXT: $5 or less prescription drugs¹

prescription drugs at five dollars or less,

ON-SCREEN TEXT: Earn $100 in rewards¹

and up to one hundred dollars in rewards.

ON-SCREEN TEXT: $0 dental preventive visits¹

You’ll also get zero-dollar dental preventive visits

ON-SCREEN TEXT: $0 routine vision exams¹

and zero dollar routine vision exams.

ON-SCREEN TEXT: Prescription delivery at no additional cost

20% off Walgreens brand products¹

$0 gym membership¹

Digital fitness classes on-demand

With extras like no cost delivery for prescriptions, Walgreens discounts, zero dollar memberships at in-network gyms, and on-demand digital fitness classes, the Advantage Plan helps you feel confident your needs are covered.

ON-SCREEN TEXT: Network providers

And remember, UnitedHealthcare plans give you access to a huge selection of in-network providers

ON-SCREEN TEXT: Network pharmacies

and over 40,000 in-network pharmacies.

ON-SCREEN TEXT: Enroll in an Individual & Family ACA Marketplace plan today

Advantage Plan

Get no-cost one-on-one help today.

DISCLAIMERS:

¹The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

What to know

With a $0 deductible, you won't have to worry about paying out-of-pocket costs before your plan kicks in. You'll pay defined copays, like $15 or $30, for most services starting the first day of your plan. Copay Focus plans are available at the Bronze, Silver and Gold metal levels.

It's a good fit if

You like greater cost transparency. You’re typically willing to pay a little more each month in order to pay lower, defined copays when you get care.

The UnitedHealthcare Copay Focus Plan

Video transcript

ON-SCREEN TEXT: Copay Focus Plan

Your budget + Coverage that fits your needs

The UnitedHealthcare Copay Focus Plan gives you predictable costs while fitting your health needs.

It’s a great choice if you want to know how much your care costs before you see a doctor.

ON-SCREEN TEXT: $0 medical deductible¹

With $0 medical deductible, you won’t have to worry about paying out of pocket to reach a deductible before your plan kicks in.

ON-SCREEN TEXT: $0 virtual urgent care¹

$5 or less prescription drugs¹

$100 in rewards¹

You’ll get benefits like low-cost virtual care, low-cost prescription drugs and up to a hundred dollars in rewards.

ON-SCREEN TEXT: No-cost prescription delivery¹

20% off Walgreens brand products¹

Digital fitness classes on-demand¹

With extras like no-cost delivery for prescriptions, discounts on Walgreens health and wellness products, and on-demand digital fitness classes, the Copay Focus plan keeps you covered at a price you can count on.

ON-SCREEN TEXT: Network providers

Network pharmacies

And remember, UnitedHealthcare plans give you access to a huge selection of in-network providers and over 40,000 in-network pharmacies.

ON-SCREEN TEXT: Enroll in an Individual & Family ACA Marketplace plan today
Copay Focus Plan

Get no-cost one-on-one help to enroll in a plan today.

DISCLAIMERS:

¹The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more. By responding to this offer, you agree that a representative may contact you.

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

You’ve got unique needs. Get an ACA plan designed to put you first.

After 30 years in the business, we believe there’s no limit to what care can do. We’re dedicated to connecting you to better health by offering (more) health benefits designed with affordability, simplicity and reliability in mind. After all, you need a plan that’s going to be there for you whenever and wherever, without the hassle.

As the nation’s No. 1 health insurance company,¹⁰ we continue to deliver on this promise through community-based health care programs, budget-friendly plan options, and support to guide you along your health care journey. No matter which type of UnitedHealthcare coverage you choose, we’re here to offer:

Answers and advice from our trusted customer service team
Easy ways to manage your plan, find network care and pay bills with an online member account
Clear communication about important plan reminders (and money-saving tips)
A simple enrollment process with personalized plan options

See ACA Marketplace plans

Learn more

How does the Marketplace work?

Read about the types of plans available on the Marketplace and ways you can save money and more.

See more about the Marketplace

How do I pick the right plan?

Want to be a savvy shopper? Get tips for comparing coverage and choosing the right plan.

Get tips

How do I enroll?

We’ll walk you through 3 easy steps and get you enrolled in just minutes.

Learn how to enroll

Looking for a plan?

Enter your ZIP code to see plans in your area.

Talk with a licensed insurance agent at:
1-800-557-6718, TTY 711

8 a.m. – 8 p.m. ET, Monday – Friday
9 a.m. – 5:30 p.m. ET, Saturday
Closed: Sunday

Already a member?

Call our Member Services team at:
1-877-265-9199, TTY 711

24/7 Member Services + Care Support or sign in to our member site.

Sign up for updates

Get helpful tips and information to help you better understand your options.¹¹

Disclaimers

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc. Administrative services provided by United HealthCare Services, Inc. or its affiliates.

This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you.

The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more.

Footnoted disclaimers

Unless otherwise required, virtual care benefits are available only when services are delivered through a Designated Virtual Network Provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members. Check your benefit plan to determine if these services are available. Data rates may apply. Certain prescriptions may not be available and other restrictions may apply.
$0 cost-share for network periodic oral evaluation 2 times per consecutive 12 months. Adult dental benefit coverage is limited to a $1,000 benefit maximum per plan year. Coverage for routine vision exam and eyewear is limited to once every 12 months. If you opt to receive vision care services or vision care materials that are not covered benefits under this plan, a participating vision care provider may charge you their normal fee for such services or materials. Coverage may not be available in all plans or in all states. For costs and complete details of coverage, contact your broker or the company.
One Pass™ is a voluntary program for members age 18 and over. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. Your health information is kept confidential in accordance with the law. The fitness partners cannot diagnose problems or recommend specific treatment and are not a substitute for your doctor’s care. Individuals should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for them. This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The service is not an insurance program and may be discontinued at any time. Offer is valid until December 31, 2024. Fitness membership equipment and classes vary by location. Participation in these third-party services are subject to your acceptance of their respective terms and policies. The gym network may vary in local market.
Copay Focus plans offer access to coverage with a $0 medical deductible and copays for many frequently used benefits. A deductible may apply for some prescription drug benefits. For cost shares and complete details of coverage, contact your broker or the company.
The following plan types do not offer $5 or less Tier 2 generic medications (in Washington, Tier 1 generic medications): Regulatory-required Standard/HSA Plans, Bronze & Silver Copay Focus Plans, and select State-Based Marketplaces (Maryland, Virginia and Washington). Pay a $5 copay or less for a 1-month supply of Tier 2 medications listed on the Prescription Drug List (formulary). Not available on all plans or in all states.
Members age 18 and over can earn a $100 reward on a prepaid Visa card upon completion of five activities. The subscriber of the plan signs up for Autopay of premiums on behalf of all members enrolled on their plan. Limit one reward per eligible member. Eligible members who are unable to participate in an available program may be permitted to earn the same reward by completing a reasonable alternative. Call the number on the back of your health plan ID card to learn more. If you receive access to certain reward funds with your Card, you agree to the terms and conditions available at HealthyBenefitsPlus.com/HealthPerks. Call 1-833-818-8692 for rewards balance. No Cash (except as required by law) or ATM Access. Fees and usage restrictions may apply. See cardholder terms for details. Issued by Citizens Alliance Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc.
One Pass™ is a voluntary program for members age 18 and over. The information provided under this program is for general informational purposes only and is not intended to be nor should be construed as medical advice. Your health information is kept confidential in accordance with the law. The fitness partners cannot diagnose problems or recommend specific treatment and are not a substitute for your doctor’s care. Individuals should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for them. This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The service is not an insurance program and may be discontinued at any time.
To qualify for a $0 monthly premium, you must meet household income requirements for Advanced Premium Tax Credits.
Virtual First and Virtual Access plans offer access to virtual primary and specialist care coordinated through Galileo, a virtual primary care provider. Members of this plan must have a smartphone or tablet, and data rates may apply. Members have no cost sharing for care provided through the Galileo app. For in-person care, cost sharing (which may include deductibles, copays and coinsurance) may apply. Virtual care is not appropriate in all circumstances, including for emergencies or life-threatening medical conditions, and should not be used in those circumstances. Certain prescriptions may not be available and other restrictions may apply.
UnitedHealthcare is the nation’s largest health insurance company based on U.S. market share by direct written premiums in 2021. Data is from the National Association Insurance Commissioners (NAIC). Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. Data rates may apply. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times, or in all locations, or for all members, and visit limits may apply. Check your benefit plan to determine if these services are available.
By entering an email address and phone number, you agree the information is yours. You also agree to receive recurring text email messages regarding deadlines for enrollment as well as general enrollment information through an automatic text messaging system or email. Messaging frequency varies. Agreeing to these terms is not a condition of purchase. Msg & data rates may apply. You can text STOP to opt-out at any time. View SMS Terms & Conditions.

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