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ARTICLE Copay

Convenience and comprehensive coverage combined

Copay insurance plans from UnitedHealthcare's Golden Rule Insurance Company, underwriter of UnitedHealthOne plans, offer many of the same features, benefits, and qualifications as traditional employer insurance plans.

Copay insurance plans:

  • Require a set fee for office visits with no copay for preventive care visits to your Preferred Network doctor
  • Cover 100% of your history and exam costs after copayment (subject to all policy provisions)
  • Usually include prescription drug card benefits

Golden Rule has coverage available for inpatient and outpatient medical expenses. A Golden Rule Copay insurance plan may be right for you if you:

  • Prefer the convenience and predictability of copayments for routine health care expenses
  • Have young children with regularly scheduled doctor visits
  • Want copayment benefits for prescription drugs

Need insurance for yourself or your family?

For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 1-888-545-5205 or get a health insurance quote.

Want to learn more about our copay insurance plans?

Visit Golden Rule's copay insurance page.

Insurance and HMO plans are subject to health underwriting and product availability and insurance and HMO plan designs vary by state. Deductibles, coinsurance and copay amounts differ by state and plans. Not available in all states. View legal disclaimer

Get a Health Insurance Quote

Health insurance designed with you in mind

We'll help you find health insurance that fits your budget.

  • Higher premium, but lower out-of-pocket costs.
  • Deductibles from $1,000 to $12,500.
  • Choice of coinsurance out-of-pocket maximum $0, $3,000, $5,000, or $10,000 (per person, per calendar year, after deductible).
  • Four-tier prescription drug copay plan.
  • If you choose to use a doctor within our network for an office visit, we pay 100% of history and exam fees after a $35 copay.