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ARTICLE Dental Insurance Plans

Quality dental insurance coverage to suit your needs

Cavities. Wisdom teeth. Dental care can be expensive, and it may be challenging to know how to budget for it. With dental insurance coverage from UnitedHealthcare's, Golden Rule Insurance Company, underwriter of UnitedHealthOne plans, you and your family can enjoy the convenience and simplicity you need and the dental insurance options you want.

We offer two types of dental insurance plans: UnitedHealthcare Dental PremierSM and UnitedHealthcare Dental ValueSM.

With both of our dental plans you can take advantage of:

  • Preventive care with NO deductible or waiting period.
  • Access to an extensive dental network that today has nearly 210,000 dentists!*
  • A $50 calendar-year deductible per person**
  • An annual maximum benefit of $1,000 per covered person.

Need dental insurance for yourself or your family?

For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 1-888-545-5205 or get a dental insurance quote.

Want to learn more about our Dental Insurance Plans?

Visit Golden Rule's dental insurance page.

Oral Health Videos

These videos highlight the importance of oral health and offer practical tips. Topics include the connection between oral health and diabetes, cardiovascular disease and pregnancy, and prevention of early childhood tooth decay.

*As of 12/31/12, UnitedHealth Group Annual Form 10-K. Inc. Network availability may vary by state, and a specific dental care provider's contract status can change at any time. Therefore, before you receive care, it is recommended that you verify with the dental care provider that he or she is still contracted with the network.

**Limited to 3 individual $50 deductibles per family for Basic and Major Services. Then, after a waiting period Golden Rule pays 80% for Basic Services and 50% for Major Services. Basic Services and Major Services are defined in the policy. Depending upon the plan you select, reimbursement will be based upon either the network negotiated rate or the reasonable and customary charge.

***Benefits vary based on provider's network status.

View dental plan legal disclaimer. Not available in all states.

Get a Health Insurance Quote

Dental insurance designed with you in mind

We'll help you find dental insurance that fits your budget.

  • This is REAL dental insurance, not a dental discount program.
  • Two plans with the flexibility to use in- and out-of-network dentists.***
  • 100% coverage of all preventive services.
  • Coverage available for fillings, X-rays, exams, dentures, root canals, and more.