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ARTICLE Health Savings Accounts (HSA)

Take control of your health care dollars

Health Savings Accounts (HSA) from UnitedHealthcare's Golden Rule Insurance Company, underwriter of UnitedHealthOne plans, combine a lower-cost, high deductible health insurance plan with a tax-favored savings account.

HSAs allow you to:

  • Deposit the money you save on premiums into your tax-favored health savings account (HSA), subject to federal limits
  • Use these savings to pay your qualified health care expenses until you meet your out-of-pocket maximum
  • Have insurance start paying your covered health care costs once your deductible is met
  • Let your unspent savings roll over year after year and earn interest

Golden Rule HSAs may be right for you if you want:

  • More control over how your health care dollars are spent
  • One calendar year deductible per family
  • Lower monthly premiums
  • Tax savings

Need health insurance for yourself or your family?

For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 1-888-545-5205 or get a health insurance quote.

Want to learn more about our Health Savings Accounts?

Visit Golden Rule's HSA page.

Our Asian American Life –
Consumer Driven Health Plan

UnitedHealthcare's consumer driven health plan helps members to be more active in their own health care plans. Watch the video or log on to to discover more today

Watch video. With subtitles: Korean | Vietnamese | Chinese

Insurance and HMO plans are subject to health underwriting and product availability and insurance and HMO plan designs vary by state. View health savings account (HSA) plan legal disclaimer. Not available in all states.

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We'll help you find health insurance that fits your budget.

Do you want more control over how your health care dollars are spent?

Our Health Savings Account (HSA) plans combine lower-cost, high deductible health insurance with a tax-advantaged health savings account.