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ARTICLE Short Term Medical

Bridge the gaps in health insurance coverage

When a life change leaves you without health insurance, you need coverage to get you through the transition period.

A Short Term MedicalSM insurance plans from UnitedHealthcare's Golden Rule Insurance Company, underwriter of UnitedHealthOne plans, can:

  • Help smooth a life transition by making sure you're never without insurance coverage
  • Offer optional periods of coverage from 1 to 11 months.*

A Golden Rule Short Term Medical insurance plan may be right for you if you are:

  • Between jobs or unemployed
  • A young adult finished with school, or a student no longer covered under a parent's insurance plan
  • An early retiree
  • Waiting for other coverage to begin

We offer a range of deductibles, payment options and lengths of coverage. You can also drop your Short Term Medical coverage at any time without penalty.

Need health insurance for yourself or your family?

For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 1-888-545-5205 or get a short term health insurance quote.

Want to learn more about our Short Term Health Insurance Plans?

Visit Golden Rule's short term health insurance page.

*Up to 6 months in Alaska, Arizona, Connecticut, Delaware, Georgia, Indiana, Kentucky, Michigan, Ohio, South Carolina, South Dakota, Virginia, and Wyoming. Up to four months in Colorado, Kansas, and New Hampshire, the range is one to four months.

Insurance and HMO plans are subject to health underwriting and product availability and insurance and HMO plan designs vary by state. View short term health plan legal disclaimer. Not available in all states.

Get a Health Insurance Quote

Temporary insurance designed with you in mind

We'll help you find short term health insurance that fits your budget.

Temporary insurance plans are usually more affordable than traditional individual health coverage. Take a few minutes to check out our short term insurance quotes and see for yourself!

Don't forget to explore our prescription drug discount cards and prescription drug copay coverage, too.