Utah Small Businesses Now Have More Health Benefit Options with UnitedHealthcare's 'Multi-Choice' Plan
SALT LAKE CITY (May 24, 2011) UnitedHealthcare Employer & Individual is offering a new health plan package in Utah called Multi-Choice that gives small businesses across the state more benefit plan options they can offer their employees, while keeping cost-effective coverage in place.
Multi-Choice, available to businesses with up to 50 employees, enables employers to offer their employees as many as 12 different health plan options, each with different coverage levels, deductibles and premiums. Employers choose their level of financial contribution and assemble a package of benefit designs for their employees; each employee then has the opportunity to select a plan that best meets his or her needs.
This flexibility makes offering health insurance more cost-effective and financially predictable, enabling small businesses to effectively budget for this important employee benefit.
Multi-Choice gives employees several health plan options to choose from, including:
- traditional benefit designs with various premium, deductible and coinsurance levels;
- consumer-driven designs paired with a health savings account (HSA) or health reimbursement account (HRA);
- and health plans that add specialty benefits, including dental, life, disability and vision coverage.
"Small businesses in Utah are looking for health care options that are both cost-effective and flexible, and that is why Multi-Choice will be an attractive option for those employers," said Earl F. Hurst, executive vice president, Moreton & Company, a benefit consultant firm in Salt Lake City. "This innovative package of health benefit plans will provide employers and their work forces with a new level of choice and financial predictability."
"UnitedHealthcare Multi-Choice enables more small businesses to provide the right coverage levels to each of their employees while still controlling costs," said Pam Gold, vice president of the Employer & Individual business for UnitedHealthcare of Utah. "We recognize that small businesses and their employees are faced with many challenges in today's economic environment, so we created Multi-Choice to give them flexible, cost-effective health care options."
Multi-Choice plan participants have access to UnitedHealthcare's wellness and disease management programs, 24/7 access to OptumHealth's NurseLineSM, and a national network of more than 650,000 physicians and other care providers and 5,000 hospitals, including about 3,800 physicians and other care providers and 38 hospitals in Utah.
UnitedHealthcare is dedicated to helping people nationwide live healthier lives by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. The company offers the full spectrum of health benefit programs for individuals, employers and Medicare and Medicaid beneficiaries, and contracts directly with more than 650,000 physicians and care professionals and 5,000 hospitals nationwide. UnitedHealthcare serves more than 37 million people and is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company.