Take control of your health care dollars.

Health Savings Accounts (HSA) combine a lower-cost, high deductible health insurance plan with a tax-favored savings account.

HSAs allow you to:

• Deposit the money you save on premiums into your tax-favored health savings account (HSA), subject to federal limits
• Use these savings to pay your qualified health care expenses until you meet your deductible
• Have insurance start paying your covered health care costs once your deductible is met
• Let your unspent savings roll over year after year and earn interest

Golden Rule HSAs may be right for you if you want:

• More control over how your health care dollars are spent
• One calendar year deductible per family
• Lower monthly premiums
• Tax savings

Need insurance for you or your family?
For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 1-888-545-5205 or get a quote.

Insurance and HMO plans are subject to health underwriting and product availability and insurance and HMO plan designs vary by state.

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