Presenting Surest: A reimagined health plan that helps address health care’s biggest challenges

Health plan design focuses on providing clear, upfront costs while improving the member experience.

Surest, a UnitedHealthcare company, redesigned health insurance to give employers the opportunity to offer a sustainable, intuitive health benefit, without continuing to shift the cost to employees. Employers can offer a plan where employees see their full costs in advance, can get the care they need when they need it (without deductibles) and easily choose their most efficient path to health.

Clear, upfront costs

In most industries, consumers know what they’re paying before they buy. Surest helps to make that possible with health care, too. With clear, upfront pricing members can:

  • Know how much a health service is going to cost
  • Compare prices and options from different providers and facilities

No deductibles

It’s not surprising that more than half of U.S. adults delayed care last year due to high deductibles and out-of-pocket costs.1 With Surest, members have coverage from the start with:

  • No deductible to meet before coverage kicks in
  • No coinsurance — no complicated math to figure out how much is owed

Due to the unique way Surest is designed, Surest members spend almost 50% less on medical benefits.2

No referrals or network limitations

In addition to up-front pricing and eliminating deductibles and coinsurance, Surest members have more options for care with:

  • Nationwide, broad UnitedHealthcare Choice Plus network
  • No referrals
  • No-cost preventive and low-cost virtual care

Surest members have access to the largest UnitedHealthcare network of 1.5M+ physicians and health care professionals and 6,200+ hospitals.3

To learn more about how Surest can bring clients and their employees a cost-effective health plan with an improved experience, visit or contact your UnitedHealthcare representative.

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