Aon dental plans

Plan design PPO/Open Access INO Select Managed Care/DHMO Value
Cost $$$ $$ $ $
Plan highlights
  • 100% preventive care in network
  • Comprehensive and limited plans available
  • Traditional or Gateway plans available
  • 100% preventive care in network
  • Comprehensive and limited plans available
  • 100% preventive care in network
  • Comprehensive and limited plans available
  • 100% preventive care and diagnostics services in network7
  • Discounts of 20% to 50% for services such as fillings, crowns, whitenings and orthodontia8
Available states +All +31 +10 +20
Network National National National and Regional National
Search the network PPO 20 National
California
California DC
Florida
Nevada
Texas
Plan features PPO/Open Access INO Select Managed Care/DHMO Value
Requires primary care dentist No No Varies by state No
Requires specialist referral No No Varies by state No
Coverage Network and out-of-network Network only Network only Network and out-of-network

Bridge2Health

(requires a UnitedHealthcare health plan)

Yes Yes Yes Yes
Enhanced benefits PPO/Open Access INO Select Managed Care/DHMO Value
Oral cancer screening Yes Yes Varies by state Missing???
Prenatal benefits Yes Yes Varies by state Missing???
Orthodontia benefits4 Yes Yes Yes Yes
Dental reward programs Yes Yes Missing??? Missing???
Eligibility and funding PPO/Open Access INO Select Managed Care/DHMO Value
Fully insured groups of 2+5 Yes Yes Yes Yes
Fully insured groups of 2–2,999 Yes Yes Yes Yes
Self-funded groups of 3,000+ Yes Yes Yes Yes
Available on a voluntary or non-contributory basis Yes Yes Yes Yes
Available as a dual option6 Yes Yes Yes Yes

Footnotes

  1. Network numbers as of May 2017.
  2. Mathews MJ, Mathews EH, Mathews GE. Oral health and coronary heart disease. BMC Oral Health. 2016;16(1):122. Published online November 15, 2016. doi: 10.1186/s12903-016-0316-7.
  3. Orthodontia coverage is available for companies who have 10 or more employees with a minimum of eight enrolled members.
  4. Select Managed Care/DHMO plans in DE, MD, PA, VA and Washington DC, are only available to groups of 100 or more.
  5. Dual option is available to groups with at least 10 or more enrolled members; plan differential should have at least 20% variance; each plan should target a minimum participation level of 20% or more subscribers.
  6. With PPO design, coverage for preventive care can be received out of network.
  7. Discounts for non-preventive services is not insurance. Services are paid directly by member. February 16, 2017. FORTUNE is a registered trademark of Time, Inc. FORTUNE and Time Inc. are not affiliated with, and do not endorse products or services of UnitedHealth Group.