Aon dental plans
|Plan design||PPO/Open Access||INO||Select Managed Care/DHMO||Value|
|Network||National||National||National and Regional||National|
|Search the network||PPO 20||National
|Plan features||PPO/Open Access||INO||Select Managed Care/DHMO||Value|
|Requires primary care dentist||No||No||Varies by state||No|
|Requires specialist referral||No||No||Varies by state||No|
|Coverage||Network and out-of-network||Network only||Network only||Network and out-of-network|
(requires a UnitedHealthcare health plan)
|Enhanced benefits||PPO/Open Access||INO||Select Managed Care/DHMO||Value|
|Oral cancer screening||Yes||Yes||Varies by state||Missing???|
|Prenatal benefits||Yes||Yes||Varies by state||Missing???|
|Dental reward programs||Yes||Yes||Missing???||Missing???|
|Eligibility and funding||PPO/Open Access||INO||Select Managed Care/DHMO||Value|
|Fully insured groups of 2+5||Yes||Yes||Yes||Yes|
|Fully insured groups of 2–2,999||Yes||Yes||Yes||Yes|
|Self-funded groups of 3,000+||Yes||Yes||Yes||Yes|
|Available on a voluntary or non-contributory basis||Yes||Yes||Yes||Yes|
|Available as a dual option6||Yes||Yes||Yes||Yes|
- Network numbers as of May 2017.
- Mathews MJ, Mathews EH, Mathews GE. Oral health and coronary heart disease. BMC Oral Health. 2016;16(1):122. Published online November 15, 2016. doi: 10.1186/s12903-016-0316-7.
- Orthodontia coverage is available for companies who have 10 or more employees with a minimum of eight enrolled members.
- Select Managed Care/DHMO plans in DE, MD, PA, VA and Washington DC, are only available to groups of 100 or more.
- Dual option is available to groups with at least 10 or more enrolled members; plan differential should have at least 20% variance; each plan should target a minimum participation level of 20% or more subscribers.
- With PPO design, coverage for preventive care can be received out of network.
- Discounts for non-preventive services is not insurance. Services are paid directly by member. February 16, 2017. FORTUNE is a registered trademark of Time, Inc. FORTUNE and Time Inc. are not affiliated with, and do not endorse products or services of UnitedHealth Group.