Value dental plan

Combines full coverage for preventive and diagnostic services with a discount program for other services for maximum savings

For fully insured groups with 2 to 2,999 employees

The UnitedHealthcare Value Dental plan is our lowest cost plan and a great option for employers who have not been able to afford to offer their employees a dental plan in the past.

This plan features a large national network and has options for in-network only and open access plan designs for the insured services. In-network only plan designs drive greater savings and are priced lower than those that allow for in- and out-of-network care.

This plan combines insurance with a discount program. Preventive & diagnostic services, including exams and cleanings, are covered at 100% with the insured portion of the plan. With our in-network only plan design, these services must be provided by a network dentist.

The plan's discount program provides access to discounts for other services, including fillings, crowns, orthodontia and teeth whitening. The discount plan is not insurance. Discounts range from 20% to 50% of what a general dentist typically changes and are based off a set fee schedule.

There is no deductible with this plan.

Offer this plan alone or alongside a richer, traditional plan design for greater employee choice.

Value Dental In-Network Only

Value Dental Open Access


This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or UnitedHealthcare Insurance Company. UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX and associated COC form number DCOC.CER.06. Plans sold in Virginia use policy form number DPOL.06.VA and associated COC form number DCOC.CER.06.VA.

Disclosure: The Dental Discount Program is administered by Dental Benefit Providers, Inc. The Dental Discount Program is NOT insurance. The discount program provides discounts at certain dental care providers for dental services. The discount program does not make payments directly to the providers of dental services. The discount program member is obligated to pay for all dental care services but will receive a discount from those dental care providers who have contracted with the discount plan organization. Dental Benefit Providers, Inc., is located at 6220 Old Dobbin Lane, Liberty 6, Suite 200, Columbia, MD 21045, 1-877-816-3596, The dental discount program is offered to members of certain products underwritten or provided by UnitedHealthcare Insurance Company or its affiliates to provide specific discounts and to encourage participation in wellness programs. Dental care professional availability for certain services may be dependent on licensure, scope of practice restrictions or other requirements in the state. UnitedHealthcare does not endorse or guarantee dental products/services available through the discount program. This program may not be available in all states or for all groups. Components subject to change.