Helping Iowa businesses save on employee benefits

Working together with FuseDSM, the UnitedHealthcare Community Chamber Program gives your small business access to big-business employee health benefits at competitive rates.

November 12, 2021

FuseDSM and the UnitedHealthcare Community Chamber Program may help small businesses save money on employee health benefits — the No. 1 requested benefit by employees — with All Savers® Alternate Funding health plans.

UnitedHealthcare’s All Savers® Alternate Funding plans through FuseDSM and the Community Chamber Program offer competitive rates that may be more affordable for small businesses, as well as large, local and national networks. Small businesses could see average savings of 4% on medical premiums.1 Additionally, when small businesses integrate specialty benefits, like dental, vision and supplemental health, with their All Savers medical plan, they can lower health plan premiums by up to 4%.

In addition to offering these big-business benefits for small businesses in the Des Moines area, All Savers plans include UnitedHealthcare Motion® at no additional cost. UnitedHealthcare Motion is designed to reward employees for walking, running, swimming and meeting other activity targets and can help lead to healthier decision-making and greater employer savings.

Plan service area includes: Adair, Boone, Carol, Dallas, Greene, Guthrie, Jasper, Madison, Mahaska, Marion, Marshall, Polk, Poweshiek, Story, Tama and Warren counties. 

Learn more about how FuseDSM and The UnitedHealthcare Community Chamber Program are working to help local small businesses save on health benefits.


  1. Savings based on August 2020 UnitedHealthcare internal analysis for average price comparison between UnitedHealthcare plans in Iowa. Savings are not a guarantee.

This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact your UnitedHealthcare sales representative.

Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Services LLC in NY. Stop-loss insurance is underwritten by All Savers Insurance Company (except MA, MN, NJ and NY), UnitedHealthcare Insurance Company in MA and MN, UnitedHealthcare Life Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.

UnitedHealthcare Motion is a voluntary program. The information provided is for general informational purposes only and is not intended to be nor should be construed as medical advice. You should consult an appropriate health care professional before beginning any exercise program and/or to determine what may be right for you. Receiving an activity tracker and/or certain credits and/or purchasing an activity tracker with earnings may have tax implications. You should consult an appropriate tax professional to determine if you have any tax obligations under this program, as applicable. If any fraudulent activity is detected (e.g., misrepresented physical activity), you may be suspended and/or terminated from the program. If you are unable to meet a standard related to health factor to receive a reward under this program, you might qualify for an opportunity to receive the reward by different means. You may call us toll-free at 1-855-256-8669 or at the number on your health plan ID card, and we will work with you (and, if necessary, your doctor) to find another way for you to earn the same reward. Rewards may be limited due to incentive limits under applicable law. Subject to HSA eligibility, as applicable.

Minimum participation requirements may apply for bundling programs. Packaged Savings program is not available for all group sizes, and benefits and programs may not be available in all states. Components subject to change.