Updates to All Savers Alternate Funding 2020 portfolio

With a continued focus on health and well-being, All Savers® Alternate Funding strives to ensure employees have cost-effective access to the care they need while offering employers more ways to save. The All Savers 2020 portfolio will continue to provide market-specific plans brokers and groups have come to know.

Key benefit updates in 2020 include:

  • A child copay of $0 on non-HSA traditional PPO, EPO, Navigate, Charter and PROformance plan categories. This means a copay for primary care physician (PCP) visits for dependents under the age of 19 will be $0.
  • PCP copay reduction to $25.
  • Lower urgent care copay – $50 across all plan designs.
  • All plans offered with an 80% or 100% coinsurance choice.

All Savers will continue to provide Flex Focus, Primary Focus, Direct, Premier PROformance, Advanced and PROformance plan categories where available.

All Savers Welcome Webinars

To create a better experience for All Savers groups, onboarding email communications sent by All Savers will be consolidated. New groups will receive one welcome email, providing them with important contact information, plan management information and a link to the All Savers Welcome Webinar. Groups can select an available webinar date that best fits their schedule.

Brokers will no longer receive an email notification of the webinar with each sold group, but can join their groups by registering for a webinar through the links below.

Prescription Drug List

The 2020 portfolio will continue to provide groups flexibility with their pharmacy benefits by offering the Advantage Prescription Drug List (PDL) or the Essential PDL to pair with their medical plans (where Essential PDL is available). The Essential PDL will now be offered on the Standard Select Narrow Network and paired with a state specific anchor pharmacy.

Survivorship Benefit

All Savers plans will now include a Survivorship Benefit for groups who do not qualify for other continuation options. The benefit will be available to active dependents of a member who carried medical coverage at time of death.

American Health Network

American Health Network (AHN) plans, available in select Indiana counties, will continue to offer the Essential PDL, but will now be offered on the Standard Select Narrow Network and paired with a state specific anchor pharmacy.

Oregon minimum enrollment
All Savers Alternate Funding will now be available to groups with a minimum of 5 lives. 

The All Savers Alternate Funding 2020 portfolio will be available for Aug. 1 effective dates in:

  • Arkansas
  • Arizona
  • Connecticut
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Massachusetts
  • Missouri
  • New Jersey
  • New Mexico
  • Nevada
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Texas
  • Wisconsin
  • Wyoming

The portfolio will be available for Sept. 1 effective dates in:

  • Alabama
  • Colorado
  • Delaware
  • Florida
  • Louisiana
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Mississippi
  • North Carolina
  • North Dakota
  • Nebraska
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • Tennessee
  • Utah
  • Virginia
  • Virgin Islands
  • Washington
  • West Virginia

Marketing materials to support the new plan offerings will be available on the myallsavers.com broker website via the Forms and Brochures tab. Not all plan categories and features are available in all markets. Work with your local health plan and use state-specific material found on myallsavers.com.

Please contact your UnitedHealthcare representative with questions.

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