Packaged Savings Calculator

Help attract top talent and retain great employees

Our balanced benefits package

Your benefits package is one of the ways you can help compete for the best new hires and keep your valuable staff satisfied. When you add Specialty plans you enjoy the simplicity and savings of bundling.

When fully insured customers bundle their medical, dental, vision, life and/or disability plans with UnitedHealthcare, they can save money in administrative credits with Packaged Savings.®

The more you bundle, the more you save.

Plans that boost choice, coverage and savings

Offer as employee-paid (voluntary), employer-paid or shared funding.

Dental worth smiling about

Standard and custom plan solutions. Wellness benefits help motivate employees and control cost.

107,000+ network of unique dental providers¹
13+ millions of members¹
30+ years of experience

Vision with clear benefits

Standard and custom plan solutions. Eyewear benefits and discounts give employees more choice and savings.

100,000+ network of private and retail locations including Costco Optical®, Target Optical® and Warby Parker®¹
20+ million members ¹
50+ years of experience

Life and dlsablllty plans worth securing

Employee support that includes beneficiary services, return-to-work services, and personal claim support.

1.5+ million members¹
20+ years of experience

Calculate your Packaged Savings

Packaged Savings credits are earned based on the number of enrolled medical employees and the number of eligible specialty plans offered.

Enter the number of employees you expect will be enrolled in our health plan, then select the specialty plans to see your estimated savings.*

*For illustrative purposes; the Packaged Savings administrative credits above are based on the number of eligible employees enrolled in a UnitedHealthcare health plan with a UnitedHealthcare dental, vision and life insurance plan. Your savings will differ based upon your group size, plans chosen, and premium. Contact your Broker or UnitedHealthcare representative for more information.

Help reduce your medical plan costs by adding specialty plans.

Contact your broker or UnitedHealthcare representative.

Our specialty plans connect seamlessly with our medical plans

Administrative simplicity.
You have the ease of working with a single carrier to manage your benefits together.

One dedicated account team.
One self-service administration website (employereservices.com).
One integrated eligibility and claims process.

Intuitive employee support.
Employees will have access to resources designed to help them manage their plans with simplicity and security.

With myuhc.com® employees can manage dental and vision⁴ benefits – wherever they want.
Live support is also available through a dedicated customer service phone line.

Questions?

For more information, contact your broker or UnitedHealthcare representative.

Footnotes

Member and network data as of August 2020.
Employer-paid plans require an employer contribution level of 50% or greater of the employee premium. Voluntary plans and plans where employees contribute 51% or greater do not qualify for the program. Employee enrollment in qualifying dental and vision plans must be 75% or greater of total eligible medical employees for Packaged Savings to be activated.
Life insurance plans qualifying for Packaged Savings must have a minimum life benefit of $25,000. Life insurance plans qualifying for Packaged Savings must completely replace existing life plans or be added to customers with no prior coverage; adding an additional life policy to an existing life benefit does not qualify for Packaged Savings.
Members with a stand alone vision plan will use myuhcvision.com.

Disclaimers

Legal Disclaimers

Minimum participation requirements may apply. Packaged Savings program is not available for all group sizes. Please consult your broker or UnitedHealthcare representative for terms and conditions.

Specialty benefits and programs may not be available in all states or for all group sizes. Components subject to change.

UnitedHealthcare Dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX or DPOL.12.TX (Rev. 9/16) and associated COC form numbers DCOC.CER.06 or DCERT.IND.12.TX. Plans sold in Virginia use policy form number DPOL.06.VA with associated COC form number DCOC. CER.06.VA and policy form number DPOL.12.VA with associated COC form number DCOC.CER.12.VA.

UnitedHealthcare Vision coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06.TX or VPOL.13.TX and associated COC form number VCOC. INT.06.TX or VCOC.CER.13.TX. Plans sold in Virginia use policy form number VPOL.06.VA or VPOL.13.VA and associated COC form number VCOC.INT.06.VA or VCOC.CER.13.VA.

UnitedHealthcare Life and Disability products are provided by UnitedHealthcare Insurance Company and certain products in California by Unimerica Life Insurance Company. Life and Disability products are provided on policy forms LASD-POL (05/03) et al. and UHCLD-POL 2/2008et al., in Texas on forms LASD-POL-TX(05/03) and UHCLD-POL 2/2008-TX and in Virginia on LASD-POL(05/03) and UHCLD-POL 2/2008.The policies have exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. Some products are not available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT and Unimerica Life Insurance Company is located in Milwaukee, WI. In New York, Life and Disability products are provided by Unimerica Life Insurance Company of New York. Unimerica Life Insurance Company of New York is located in New York, NY.