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With a dual health plan, you could get a monthly credit to help with everyday needs like food, OTC products and utilities

Posted: March 08, 2022

Last updated date: December 01, 2023

It seems like the prices of everything just keep going up these days. But it’s people on a limited income who really feel the squeeze. Even paying for necessities like food, over-the-counter (OTC) health care products, heat and electricity can be a challenge. So, for those who have both Medicaid and Medicare, a dual health plan can provide welcome relief.

Dual health plans are for people who are dually eligible for both Medicare and Medicaid. Dual health plans include many extra benefits that can make life easier for low-income individuals. A monthly credit to spend on healthy food, OTC products and utility bills is just one example. See all the other benefits dual health plans may offer.*

Already a UnitedHealthcare dual plan member?

You can browse OTC+Healthy Food covered products, place orders and manage your benefit account online.

The Food, OTC and Utility Bill Credit could give a healthy boost to your budget

Ready, set, shop

The Food, OTC and Utility Bill Credit is included with many dual health plans from UnitedHealthcare.* This benefit gives our members a flexible monthly credit to spend on healthy food, OTC products and pay utility bills.

The cost of food, everyday products and utilities have gone up a lot lately.

But if you have Medicare and Medicaid, you could get up to three hundred dollars a month to buy to buy healthy food, OTC products and even pay home utility bills.

You can choose how to use your monthly benefit.

To start shopping, call, go online or visit a store near you, using your all-in-one UnitedHealthcare UCardTM.

With UnitedHealthcare Dual Complete, there's more for you.

What can you buy with your credit?

If you had a UnitedHealthcare dual health plan, you could use your credit to:

  • Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water
  • Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more
  • Pay utility bills like electricity, gas, water and internet

How does the Food, OTC and Utility Bill Credit work?

Many members of UnitedHealthcare dual health plans get the UnitedHealthcare UCard™. UCard makes using your benefits surprisingly simple. Your credit will be loaded to your UCard every month. Then, just use your UCard to pay for your choice of any covered items you need.

UnitedHealthcare UCard makes it easy to spend your credit

Many UnitedHealthcare members can use their UCard to:

  • Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you
  • Order online and get free home delivery on qualifying orders of $35 or more
  • Pay eligible utility bills online, over the phone or at your local Walmart MoneyCenter

Learn more about how UCard simplifies life for many UnitedHealthcare members.

Get your free dual plan guide

 Everything you need to know about Dual Special Needs plans in one, convenient guide.

*Benefits and features vary by plan/area. Limitations and exclusions apply. For details about the exact Food, OTC and Utility Bill Credit included with your 2023 Dual Special Needs Plan, call the number or visit the website printed on the back of your UnitedHealthcare UCard.

See UnitedHealthcare plans in your area

Dual-eligible or Medicaid plan benefits can change depending on where you live. Search using your ZIP code to find the right plan to meet your health care needs.

Still have questions

We’re here to help

Contact us at:
1-844-812-5967 / TTY: 711
8 a.m. to 8 p.m. local time, 7 days a week.

Still have questions

We’re here to help

Contact us at:
1-844-812-5967 / TTY: 711
8 a.m. to 8 p.m. local time, 7 days a week.