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Dual Special Needs plans (D-SNP)

D-SNPs are for people who have both Medicare and Medicaid. A dual plan works together with your Medicaid plan. You keep all your Medicaid benefits. Plus, you could get many extra benefits and features for as little as $0 per month. Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy).

What is a Dual Special Needs plan (D-SNP)?

A Dual Special Needs plan (D-SNP) is a type of health insurance plan. It’s for people who have both Medicare and Medicaid. These plans are designed for people who may need more help because of disabilities, age or health conditions.

Medicare and Medicaid card image

D-SNP benefits

With a D-SNP, you could get more benefits than with either Original Medicare or Medicaid alone. You’ll keep all your Medicaid benefits, plus add even more at no extra cost to you.

Extra benefits may include:

  • Routine dental care1
  • A monthly credit to spend on healthy food, over-the-counter products and pay utility bills2
  • Routine eye exams, plus credit for eyewear
  • Routine hearing exams, plus credit for hearing devices4
  • Rides to health care visits and the pharmacy3,5

What type of plan am I eligible for?

Answer a few quick questions to see what type of plan may be a good fit for you.

Am I eligible for D-SNP?

You may be eligible to qualify for a dual plan if:

  • You enrolled in Medicaid in your state
  • You have Medicare Parts A and B (Original Medicare)
  • You live in the dual-eligible plan’s coverage area

How do I enroll in D-SNP?

To enroll in a dual-eligible plan online, you can fill out and submit an online enrollment application. The person who is applying will be asked a series of questions and the system records the answers.

1If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.
2Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. OTC benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.
4Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.
3,5Routine transportation not for use in emergencies.