About Our Dental Plans

Our broad portfolio of dental products makes it easy to find a plan that's right for you.

  PPO/Open Access INO Select Managed Care/DHMO Value
Plan design
Cost $$$ $$ $ $
Plan highlights
  • 100% preventive care in network
  • Comprehensive and limited plans available
  • Traditional or Gateway plans available
  • 100% preventive care in network
  • Comprehensive and limited plans available
  • 100% preventive care in network
  • Comprehensive and limited plans available
  • 100% preventive care and diagnostics services in network7
  • Discounts of 20% to 50% for services such as fillings, crowns, whitenings and orthodontia8
Available states
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virgin Islands
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • Arizona
  • California
  • Colorado
  • Delaware
  • District of Columbia
  • Florida
  • Indiana
  • Iowa
  • Louisiana
  • Massachusetts
  • Michigan
  • Minnesota
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New York
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Vermont
  • Virgin Islands
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
  • Arizona
  • California
  • District of Columbia
  • Florida
  • Nevada
  • New Jersey
  • New York
  • Pennsylvania
  • Texas
  • Virginia
  • Alabama
  • Arizona
  • Colorado
  • District of Columbia
  • Georgia
  • Hawaii
  • Kentucky
  • Maine
  • Michigan
  • Minnesota
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Tennessee
  • Virginia
  • Wisconsin
  • Wyoming
Network
  • National with a 38% network discount on average
  • National with a 38% network discount on average
  • Regional
  • National with a 38% network discount on average
Search the Network PPO 20
PPO 30
PPO 20 SMC PPO 20
PPO 30
Plan features
Requires primary care dentist No No Varies by state No
Requires specialist referral No No Varies by state No
Coverage Network and out-of-network Network only Network only Network and out-of-network
Bridge2Health (requires a UnitedHealthcare health plan)
Enhanced benefits
Oral cancer screening Varies by state  
Prenatal benefits Varies by state  
Orthodontia benefits4
Dental reward programs    
Eligibility and funding
Fully insured groups of 2+5
Fully insured groups of 2 to 2,999
Self-funded groups of 3,000+
Available on a voluntary or non-contributory basis
Available as a dual option6

1 Network numbers as of May 2017.

2 Mathews MJ, Mathews EH, Mathews GE. Oral health and coronary heart disease. BMC Oral Health. 2016;16(1):122. Published online November 15, 2016. doi: 10.1186/s12903-016-0316-7.

3 Orthodontia coverage is available for companies who have 10 or more employees with a minimum of eight enrolled members.

4 Select Managed Care/DHMO plans in DE, MD, PA, VA and Washington DC, are only available to groups of 100 or more.

5 Dual option is available to groups with at least 10 or more enrolled members; plan differential should have at least 20% variance; each plan should target a minimum participation level of 20% or more subscribers.

6 With PPO design, coverage for preventive care can be received out of network.

7 Discounts for non-preventive services is not insurance. Services are paid directly by member.

February 16, 2017. FORTUNE is a registered trademark of Time, Inc. FORTUNE and Time Inc. are not affiliated with, and do not endorse products or services of UnitedHealth Group.