About Our Dental Plans

Our broad portfolio of dental products makes it easy to find a plan that's right for you.

	PPO/Open Access	INO	Select Managed Care/DHMO	Value
Plan design
Cost	$$$	$$	$	$
Plan highlights	100% preventive care in network Comprehensive and limited plans available Traditional or Gateway plans available	100% preventive care in network Comprehensive and limited plans available	100% preventive care in network Comprehensive and limited plans available	100% preventive care and diagnostics services in network⁷ Discounts of 20% to 50% for services such as fillings, crowns, whitenings and orthodontia⁸
Available states	All Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming	31 Arizona California Colorado Delaware District of Columbia Florida Indiana Iowa Louisiana Massachusetts Michigan Minnesota Nebraska Nevada New Hampshire New Jersey New York Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming	10 Arizona California District of Columbia Florida Nevada New Jersey New York Pennsylvania Texas Virginia	20 Alabama Arizona Colorado District of Columbia Georgia Hawaii Kentucky Maine Michigan Minnesota New Jersey New Mexico New York North Carolina Ohio Pennsylvania Tennessee Virginia Wisconsin Wyoming
Network	National with a 38% network discount on average	National with a 38% network discount on average	Regional	National with a 38% network discount on average
Search the Network	PPO 20 PPO 30	PPO 20	SMC	PPO 20 PPO 30
Plan features
Requires primary care dentist	No	No	Varies by state	No
Requires specialist referral	No	No	Varies by state	No
Coverage	Network and out-of-network	Network only	Network only	Network and out-of-network
Bridge2Health (requires a UnitedHealthcare health plan)	✔	✔	✔	✔
Enhanced benefits
Oral cancer screening	✔	✔	Varies by state
Prenatal benefits	✔	✔	Varies by state
Orthodontia benefits⁴	✔	✔	✔	✔
Dental reward programs	✔	✔
Eligibility and funding
Fully insured groups of 2+⁵	✔	✔	✔	✔
Fully insured groups of 2 to 2,999	✔	✔	✔	✔
Self-funded groups of 3,000+	✔	✔	✔	✔
Available on a voluntary or non-contributory basis	✔	✔	✔	✔
Available as a dual option⁶	✔	✔	✔	✔

1 Network numbers as of May 2017.

2 Mathews MJ, Mathews EH, Mathews GE. Oral health and coronary heart disease. BMC Oral Health. 2016;16(1):122. Published online November 15, 2016. doi: 10.1186/s12903-016-0316-7.

3 Orthodontia coverage is available for companies who have 10 or more employees with a minimum of eight enrolled members.

4 Select Managed Care/DHMO plans in DE, MD, PA, VA and Washington DC, are only available to groups of 100 or more.

5 Dual option is available to groups with at least 10 or more enrolled members; plan differential should have at least 20% variance; each plan should target a minimum participation level of 20% or more subscribers.

6 With PPO design, coverage for preventive care can be received out of network.

7 Discounts for non-preventive services is not insurance. Services are paid directly by member.

February 16, 2017. FORTUNE is a registered trademark of Time, Inc. FORTUNE and Time Inc. are not affiliated with, and do not endorse products or services of UnitedHealth Group.

About Our Dental Plans

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