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Disability and Leave Management

UnitedHealthcare Specialty Benefits offers a variety of disability insurance products, including:

  • Short Term Disability (STD) – Includes flexible options for benefit durations, weekly benefit amounts, and non-occupational or 24-hour coverage.
  • Long Term Disability (LTD) – Includes flexible options for benefit durations, monthly benefit amounts, and employee-buy-up plans.
  • Voluntary Disability* – Enables employees to purchase disability coverage on their own, through the convenience of payroll deduction.
  • Leave Management Services – Includes administration of the Family Medical Leave Act, state and local leaves, military leave, jury duty, and company leaves such as paid time off, sick leave, vacation, bereavement, and other prolonged absences.


Empowering members by surrounding them with information, resources and support so they can make better decisions that may lead to better outcomes.

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*Voluntary LTD available for groups with 10+ employees;
Voluntary STD requires 100+ employees.

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