What the Affordable Care Act means for you

The Affordable Care Act (ACA), commonly associated with health reform, requires most people to have minimum essential health care coverage. It is designed to help control health care costs and improve how people get care.

How could health reform affect your business?

Businesses that offer their employees group health plans may benefit from health reform, as the ACA offers the potential for tax credits.

Credits vary, but businesses could receive up to 50 percent of their contributions toward employee premiums if they pay at least half the health care premiums and have fewer than 25 full-time employees who earn less than $50,000 per year, on average.

Do you qualify for tax credits?

If you're a small business and you pay at least half of your employee premiums and have fewer than 25 full-time employees, you may get back up to 50 percent of your contributions. 

Shop for a health plan

Get the information you need to shop for a group health plan — and see how much easier it can be to understand your options.

How to estimate your costs

Start here to find group health insurance quotes for a plan that is designed to suit your employees’ needs — and fit better with your bottom line.

Want help finding a plan?

If you want help choosing a health plan, you can work with an insurance agent, who may represent a single health insurance company. You also can work with a health insurance broker, who may offer information about several health insurance companies.