Massachusetts Group Health Insurance
Small Business Plan Guide
- 2017 Massachusetts Small Group (1-50) Health Plan PortfolioOpens a new window (PDF)
- 2017 Massachusetts Small Group (1-50) Product Specification SheetOpens a new window (PDF)
- 2017-2018 Massachusetts Large Group (51-100) Product Specification Sheet (PDF)
Groups of 1 to 50
We have a variety of group coverage options for small businesses in Massachusetts.
To view medical plans and receive a health insurance quote, visit smallbusiness.uhc.com.
Groups of 51 to 99
- UnitedHealthcare Choice Plus
- UnitedHealthcare Multi-Choice (51-99)
UnitedHealthcare Multi-Choice allows small business employers to offer a product that functions like a private exchange, except from one company – offering a complete one-stop shopping experience. This approach delivers multiple health care benefit choices for your employees – diverse health care coverage wants and needs. Plans are bundled in packages; the employer selects one, two or multiple benefit designs to offer employees and chooses a set contribution amount. Employees then choose one of the available benefit designs.
- UnitedHealthcare HSA
This consumer-driven health plan is made up of two parts: a high deductible health plan and a Health Savings Account (HSA). With this plan, members can open and deposit money, before taxes, into an HSA, which is their own personal savings account. Members can use the money to pay for eligible medical and pharmacy expenses, including their deductible, or save it for future expenses. Members have the freedom to see any doctor and visit any facility in our nationwide network, including specialists, without referral and without choosing a primary care doctor. Members can choose services outside our network, but their payments will be higher.
- UnitedHealthcare HRA
This consumer-driven health plan includes a deductible and a health reimbursement account (HRA) that is funded by the employer. The HRA is used to help the member pay a portion of their deductible. Members will be responsible for paying the remaining deductible, which requires them to pay the actual cost of eligible health care expenses. This also encourages smarter spending. Referrals are not required for specialists.