Figo Pet Insurance now available to midsize businesses through UnitedHealthcare

About 67% of households have at least one pet.1 And 95% of those pet owners consider their pets part of the family.2 While pet insurance is designed to help ease employee financial worries, offering it as part of employee benefits may also help employers create deeper connections with employees while increasing engagement, retention and productivity.3

UnitedHealthcare now offers a group discount on Figo Pet Insurance – an award-winning technology and services company4 that offers a comprehensive set of tools to help make pet owners’ lives easier. Figo offers 3 pet insurance plans, a wellness selection, and customizable deductible and reimbursement options. Since these plans are based on a reimbursement model, members may visit any licensed veterinary practice, emergency hospital or specialist anywhere in the world.

Every pet insurance policy includes access to a Live Vet 24/7 chat via the Figo Pet Cloud mobile app with no copay or limit to usage. When an urgent pet medical question arises, they can connect with a licensed veterinary professional anytime, anywhere. This benefit is included with all policies.

Also included is access to the Figo Pet Cloud – an all-in-one solution for claim payment, pet health reminders, pet medical records and customer service, along with an online pet community to connect with pet parents and find pet-friendly services.

Please contact your broker or UnitedHealthcare representative for more information.


  1. 2019-2020 APPA National Pet Owners Survey.
  2. Pet Life Today, (accessed January 2021).
  3. HABRI, (accessed January 2020).
  4. Rated “Best Pet Insurance” in 2017, 2018 & 2019 and "Best Technology" in 2020 by Ranked #1 InsurTech Company in Pet Health by A.M. Best Reviews

Pet insurance is considered a type of Property and Casualty insurance and UnitedHealthcare is solely referring certain members to Figo. In compliance with insurance regulations, UnitedHealthcare is not permitted to transact, sell, negotiate, or solicit Property and Casualty insurance on behalf of Figo Pet Insurance, LLC, or make any representations or warranties to consumers with respect to, plan information, product-specific benefits, terms, conditions and exclusions of the Figo Pet Insurance, LLC products. The information contained in this document is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Pet insurance policies are underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company. Insurance plans and the Figo Pet Cloud are administered by Figo Pet Insurance, LLC. Live Vet is a separate non-insurance service unaffiliated with IAIC.