Image Transcript

Image compares monthly costs, both fixed and variable, between traditional fully insured plans and All SaversĀ® Alternate Funding plans.

Left-side graphic: Traditional Fully Insured plans.

Fixed costs include claims and administrative costs together. There are no variable costs.

Right-side graphic: All Savers Alternate Funding plans.

There are fixed costs that include stop-loss insurance and administrative costs. But the claims are variable and can result in a surplus for an employer if they come in lower than planned.