Ohio 51+ employer groups: provide your employees a health plan with greater choice and flexibility

UnitedHealthcare now offers 51+ employer groups in Ohio medical plans that give employees the flexibility to choose their level of deductible and corresponding out-of-pocket limit that best meets their family’s needs.

Personal Protect plans from UnitedHealthcare allow employers to choose a base plan with a standard deductible and out-of-pocket limit. During enrollment, employees can choose the base plan or enhance their benefits by opting for a lower deductible and out-of-pocket limit with a slightly higher monthly premium — helping minimize the risk of unexpected expenses.

Key benefits to these 100% coinsurance plans include copays for everyday services like:

  • $0 child primary care physician (PCP) copay.
  • $15 adult PCP copay.
  • $0 Virtual Visit copay.

Members receive credit for every dollar spent since copayments go toward the annual deductible and out-of-pocket limit. Once a member meets their out-of-pocket limit, eligible network services are paid at no cost to the member.

These plans help simplify decision-making by offering a single plan that provides employees with more choice without affecting the employer’s bottom line.

Contact your UnitedHealthcare representative to learn more.


Virtual Visits phone and video chat with a doctor are not an insurance product, health care provider or a health plan. Unless otherwise required, benefits are available only when services are delivered through a Designated Virtual Network Provider. Virtual Visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times or in all locations.