Understanding COBRA coverage

Learn about coverage options if your job was impacted by COVID-19

With the impact of COVID-19, we're seeing unemployment increase across the country. If you lose your job, you may look into COBRA for health care coverage. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), a program that may help if you need coverage between jobs. 

Here are common questions and answers to help you understand COBRA and other short term health insurance options that may help if you have a gap in coverage.

Short term health insurance

In times of change, find short term solutions that help you bridge the gap.

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We’re committed to keeping you up to date on COVID-19. We’re taking note of your questions and working hard to provide answers. Let us know how we’re doing.

We’re making daily updates to the site. Please check back often for the latest information. 


  1. Read more about COBRA health coverage from the United States Department of Labor under COBRA Continuation Coverage. Personal insurance is not the same as COBRA, so review your COBRA information carefully. Your time to elect COBRA is limited by law. Failure to elect and exhaust COBRA will eliminate HIPAA eligibility. You may have additional rights under state law.
  2. Product design and availability vary by state. Term lengths available vary by state.