Medicare & Medicaid overview

When one is mentioned, you often see the other. Medicare and Medicaid are both government programs, but they work differently. Here’s how they’re different:

  • Medicare is for people who are age 65 and older, or people under 65 who qualify because of a disability or other special situation.
  • Medicaid is for people and families with lower incomes.

Other insurance plans

Find the right fit

If you don’t qualify for Medicare or Medicaid, you may be able to find other health insurance plans that may fit your lifestyle and your financial budget.

Short term health insurance

Making a change

During times of transition, make sure you still have coverage with short term health insurance.


References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Administrative services provided by United HealthCare Services, Inc. or their affiliates.

All products require separate applications. Separate policies or certificates are issued. Golden Rule Short term Medical plans are medically underwritten and do not provide coverage for preexisting conditions or meet the mandated coverage necessary to avoid tax penalty under the Affordable Care Act (ACA). Expiration or termination of a Short Term Medical plan does not trigger an ACA Special Enrollment opportunity. Related insurance products offered by either company may be medically underwritten—see the product brochures and applications.

Short term health insurance is medically underwritten and does not cover preexisting conditions. It does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty