Qualifying life event: Change of address

Moving takes a lot of heavy lifting – and not just when it comes to boxes and furniture. It takes a lot of organizing, planning and patience.

Between all of the prep, remember to add “health plan changes” to your to-do list. Depending on the details of your move, you might need to – or want to – find a new plan. The special open enrollment period is available to you if:

  • You’re moving to an area where you current coverage isn’t available.
  • You’re moving to an area where your current coverage is still available - but there are new plans that you can get because of the move.

Your current coverage must have minimum essential health benefits (EHB) in order for your move to count as a qualifying event.

Timing is everything

Remember that your window of time for making changes to your health insurance is only open for a short period of time – usually either 30 or 60 days after you move. Get started with making any changes right away to get the health plan you want and need. 

If you’ve had a qualifying life event, please call the phone number on your health plan ID card. For more information, check your plan documents or contact your employer.

Short term health insurance

In times of change, find short term solutions that help you bridge the gap.


No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

Short Term Medical plans are medically underwritten and do not provide coverage for preexisting conditions or meet the mandated coverage necessary to avoid tax penalty under the Affordable Care Act (ACA). Expiration or termination of a Short Term Medical℠ plan does not trigger an ACA Special Enrollment opportunity.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Each company is a separate entity and is not responsible for another's financial or contractual obligations.

Administrative services are provided by United HealthCare Services, Inc.

Products and services offered are underwritten by All Savers Insurance Company, Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Plans (NJ), Inc., UnitedHealthcare Benefits Plan of California, UnitedHealthcare Community Plan, Inc., UnitedHealthcare Insurance Company, UnitedHealthcare Life Insurance Company, UnitedHealthcare of Colorado, Inc., UnitedHealthcare of Alabama, Inc., UnitedHealthcare of Arkansas, Inc., UnitedHealthcare of Florida, Inc., UnitedHealthcare of Georgia, Inc., UnitedHealthcare of Kentucky, LTD., UnitedHealthcare of Louisiana, Inc., UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of the Midlands, Inc., UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc., UnitedHealthcare of New England, Inc., UnitedHealthcare of New York, Inc., UnitedHealthcare of North Carolina, Inc., UnitedHealthcare of Ohio, Inc., UnitedHealthcare of Oklahoma, Inc., UnitedHealthcare of Pennsylvania, Inc. and UnitedHealthcare of Washington, Inc.