Explore your ACA Marketplace plan options

UnitedHealthcare Individual & Family ACA Marketplace plans include 5 plan types — Essential, Virtual, Value, Advantage and Copay Focus. Each plan type offers varying coverage levels to meet your needs and budget. Let’s take a closer look at your 2024 ACA Marketplace plan options and find a plan that’s right for you.

Choosing an ACA plan

Learn about each of our ACA Marketplace plans and how they may be a good fit.

Ready to find the right ACA plan for you?

ACA plan benefits included with most plans

Our ACA plans come with extra savings and benefits at no additional cost. Some of the benefits you could get with one of our Individual & Family plans include:

Unlimited $0 primary care

Enjoy unlimited visits when you choose a network primary care provider (PCP) to be your go-to for things like annual checkups, screenings and help managing chronic conditions. When you see your PCP, your visits are $05 with most plans.

Unlimited $0 virtual urgent care5

With most plans, you get unlimited $05 virtual urgent care visits with a doctor who’s available to provide urgent, specialty and primary care online. Get a diagnosis and even get a prescription if you need one — day or night.

Prescriptions for $5 or less6

Pay a $56  copay (or less) for Tier 2 generic prescriptions at over 40,000 network pharmacies. Plus, get member-exclusive discounts, like 20% off Walgreens brand health and wellness products.

A $1007 reward for completing plan activities

Earn a $1007 reward on a prepaid Visa card by completing 5 steps: visit your primary care provider, register your online account at myuhc.com, sign up for paperless communications and text messages, and set up Autopay.

Digital fitness classes at no additional cost8

Get access to a premium library with thousands of live and on-demand digital fitness classes included in your plan. There’s something for nearly every fitness interest, ability and schedule, from yoga to strength training to meditation.

Additional benefits, based on your plan

Some UnitedHealthcare ACA Marketplace plans may include additional benefits like prescriptions delivered to your door, adult routine vision coverage3, $03 adult routine dental visits and care, and health savings account (HSA) eligibility.

Compare ACA plan costs and coverage

ACA plan coverage options
Plan name
Monthly premiums
Annual deductible
Unique plan benefits
Essential
low cost
very-high cost
Basic coverage for serious illness or injury.
Virtual
moderate cost
high cost
Unlimited 24/7 access to $0 virtual primary, urgent and specialty care.5
Value
high cost
moderate cost
HSA-eligible plans with low-cost primary care and $0 virtual urgent care.5
Advantage
very-high cost
low cost
Extras like adult dental and vision coverage3, and $0 in-person fitness membership.8
Copay Focus very-high cost $0 medical deductible Defined copays (typically $15 to $30) for care.4

Why choose UnitedHealthcare ACA Marketplace plans?

With 30 years in the business, we’ve got the experience to deliver plans designed for your unique needs.

Ranked best for low out-of-pocket costs9

Over half of plan members paid $0 premium10

Rated best for customer satisfaction11

Frequently asked questions