Control group health care costs before they control you
See how better cost control may help give you and your employees more value for the money.
Finding the right fit – the first step to cost control
There’s no question – group health plans aren’t one-size-fits-all, especially when you’re trying to find options that fit your budget. That’s why health plan designs keep expanding and growing. With the right combination of quality, value and cost-control, you may find options tailor-made to help keep your costs in check – while also delivering a wide range of choice.
- Tiered plans designed to help lower costs.
Tiered plans encourage members to seek care from Tier 1 providers and hospitals, and lower-cost freestanding facilities to get the highest level of coverage. When members go to these providers, they may get better value, which helps keep health plan costs down.
- Consumer-driven plans put members in the driver’s seat.
These plans include Health Savings Accounts (HSA) and Health Reimbursement Accounts (HRA). Members get tax advantages and incentives to be financially responsible for their own health care choices – so they have the power to make their plan work for them.
- Defined contribution plans help keep costs steady.
You can control your costs with these plans by setting one contribution level for each benefit option – employees make choices from there. They may select more comprehensive coverage and pay the difference – or they may choose basic coverage and benefit from the savings.
With this range of plans available, you’ll find more options that may suit your business goals and help keep your costs under control – all while giving your employees more choices to fit their needs.
Find more ways to help control costs.
This is just the start. Learn more by downloading this article, sponsored by UnitedHealthcare.
Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through a UnitedHealthcare company.
These policies have exclusions, limitations and terms under which the policies may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or the company.
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