Short Term
Temporary family and individual plans that fit your lifestyle and budget.2
Learn more about Short Term health insurance
(Sample rate is base monthly premium only for a Short Term Medical Value plan for unmarried female 19-24, non-smoker, ZIP code 493--, $10,000 deductible, 60/40 coinsurance, single payment5)
Hospital & Doctor
Health ProtectorGuard fixed indemnity insurance3 pays set amounts for covered medical services.
Learn more about Fixed Indemnity insurance
(Sample rate is monthly premium for a Health ProtectorGuard Choice Value plan for 18-year old unmarried male, non-smoker, in Illinois.6)
Dental
Dental plans4 that can keep you smiling while helping you with many dental expenses.
Learn more about Dental insurance
Dental Plans Starting at $17.15/Month
(Sample rate is monthly premium for an individual with a Dental Primary plan in Mississippi.6)
Vision
Vision plans4 to help you keep seeing things clearly. Buy Vision coverage on its own or with Dental insurance.
Learn more about Vision insurance
Vision Plans Starting at $11.40/Month
(Sample rate is monthly premium for an individual with a Vision Plan A standalone plan in Mississippi.6)
Coverage from a Rated "A" Company
Golden Rule Insurance Company which underwrites the above products is rated “A” (Excellent) by A.M. Best7, indicating financial strength and stability.
Lump Sum Savings
Save 24% on your Short Term health insurance premium when you pay in one lump sum up front!8
1 UnitedHealthcare received the highest numerical score in the proprietary J.D. Power 2013-2015, 2017 Vision Plan Satisfaction ReportsSM. Report measures opinions of consumers with vision plans, includes four plans, and is based on responses from 1,312 consumers. Proprietary study results are based on experiences and perceptions of consumers surveyed October 2017. Your experiences may vary. Visit www.jdpower.com.
2Underwritten by Golden Rule Insurance Company. Short term health insurance is medically underwritten and does not cover preexisting conditions. It does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Expiration or termination of a Short Term Medical plan does not trigger an ACA Special Enrollment opportunity.
3THIS PLAN PROVIDES LIMITED BENEFITS. This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Afforedable Care Act (ACA). Lack of major medical coverage (or minimum essential coverage) may result in an additional payment with your taxes.
4Underwritten by Golden Rule Insurance Company.
5Premium effective date March 2018. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost. Products vary by state. Some Short Term plans available as group insurance only to members of FACT, an independent association. Additional membership fees may be required.
6Premium effective date October 2017. Actual premium may be different based upon the situation at the time of application. Products vary by state."
7Ratings as of 8/3/2017. A.M. Best is a worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.comOpens a new window
8Lump sum savings apply only to the medical plan premium. Savings do not apply to premiums for optional benefits added to the medical plan.
For costs, benefits, exclusions, limitations, eligibility, waiting periods and renewal terms get a quote or call 1-844-422-6916.
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