Individual and family insurance products underwritten by Golden Rule Insurance Company
"Highest in Customer Satisfaction with Vision Plans, 5 out of 6 years."
- J.D. Power Vision Plan Satisfaction Report1
Short Term
Temporary family and individual plans that fit your lifestyle and budget.2
Learn more about Short Term health insurance
(Sample rate is base monthly premium only for a Short Term Medical Value plan for unmarried female 19-24, non-smoker, ZIP code 493--, $10,000 deductible, 60/40 coinsurance, single payment4)
TriTerm Medical
3 year* short term insurance coverage for doctor visits, preventive care, Rx and more. Select states only.
Learn more about TriTerm Medical insurance
(Sample rate is base monthly premium only for a Copay Select Direct plan forunmarried female 19-24, non-smoker, ZIP code 303--, $12,500 deductible, 70/30 coinsurance 4)
Hospital & Doctor
Health ProtectorGuard fixed indemnity insurance3 pays set amounts for covered medical services.
Learn more about Fixed Indemnity insurance
(Sample rate is monthly premium for a Health ProtectorGuard Choice Value plan for 18-year old unmarried male, non-smoker, in Illinois.5)
Vision
Vision plans to help you keep seeing things clearly. Buy Vision coverage on its own or with Dental insurance.
Learn more about Vision insurance
(Sample rate is monthly premium for an individual with a Vision Plan A standalone plan in Mississippi.5)
Dental
Dental plans that can keep you smiling while helping you with many dental expenses.
Learn more about Dental insurance
(Sample rate is monthly premium for an individual with a Dental Primary plan in Mississippi.5)
Coverage from a Rated "A" Company
Golden Rule Insurance Company which underwrites the above products is rated “A” (Excellent) by A.M. Best6, indicating financial strength and stability.
*The coverage term is one day less than 3 years. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.
1UnitedHealthcare received the highest numerical score in the proprietary J.D. Power 2013-2015, 2017-2018 (tied in 2018) Vision Plan Satisfaction Reports. Report measures opinions of consumers with vision plans. Visit www.jdpower.com/awards
2Short term health insurance is medically underwritten and does not cover preexisting conditions. It does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Expiration or termination of a Short Term Medical plan does not trigger an ACA Special Enrollment opportunity.
3THIS PLAN PROVIDES LIMITED BENEFITS. This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Afforedable Care Act (ACA). Lack of major medical coverage (or minimum essential coverage) may result in an additional payment with your taxes.
4Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost. Products vary by state. Some Short Term plans available as group insurance only to members of FACT, an independent association. Additional membership fees may be required.
5Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Products vary by state."
6Ratings as of 6/21/2018. A.M. Best is a worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.comOpens a new window
For costs, benefits, exclusions, limitations, eligibility, waiting periods and renewal terms get a quote or call 1-844-422-6916.
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