Medicare frequently asked questions

Who qualifies for Medicare? When should you enroll in a Medicare plan? What does Medicare cover? If you’re approaching Medicare age — or even if you already have a Medicare plan — these are just a few of the questions you may be asking.

We’ve gathered answers to some of the most-asked questions about Medicare to help you understand your options and find a Medicare plan that best meets your needs.

What is Medicare?

While "What is Medicare?" may seem like a basic question, it’s actually very common. Here’s what Medicare is, at its core:

Medicare is a federally funded and operated health insurance program originally designed for people who are 65 or older. Throughout the years, Medicare has expanded to include disabled people under 65 and those with special circumstances. The program is divided into four parts: A, B, C and D.

While that’s the textbook description of Medicare, there’s clearly more to know. The questions below dive into some of the details you may be looking for — like when to apply for Medicare, what your Medicare coverage options may be and more.

Medicare eligibility, enrollment and when to apply

Medicare coverage and plan options

Choosing a Medicare plan that fits your needs