Plan K
Monthly Premium:
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(TTY 711)
Plan K
Budget-conscious 50% benefits plan plus wellness extras
Monthly Premium starting at
AARP® Medicare Supplement Insurance Plan insured by UnitedHealthcare Insurance Company
Discover why Plan K may be a good fit
Plan that covers 50% of some covered services until out-of-pocket limit is met with lower premium
Includes yearly out-of-pocket limit ($6,940 in 2023)
Comes with wellness extra services and discounts for dental, hearing, vision, and a gym membership 10
See any doctor and visit any hospital that accepts Medicare patients
Coverage Details
Basic Costs
See what you’ll pay for this plan including your premium, deductible and maximum out-of-pocket costs.
| Costs | What you'll pay |
|---|---|
| Monthly Premium starting at | |
| 50% of Part A Inpatient Hospital Deductible $800 | $800 |
| Annual Part B Deductible $226 | $226 |
Out-of-Pocket Maximum
This is the amount of money you pay for covered services per calendar year. |
$6,940 5 |
|
Part B Excess Charges
If you have Original Medicare, and the amount a doctor or other health care provider is legally permitted to charge is higher than the Medicare-approved amount, the difference is called the excess charge. |
Not covered |
Doctor Visits
See this plan's coverage and cost when you see any doctor or specialist that accepts Medicare patients.
| Service | What you'll pay |
|---|---|
| Primary Care Visits 10% coinsurance | 10% coinsurance |
| Specialist Visits 10% coinsurance | 10% coinsurance |
| Referral to Specialist Required? No | No |
| See any doctor who accepts Medicare patients? Yes | Yes |
| Preventive Services All costs above Medicare approved amounts | All costs above Medicare approved amounts |
Urgent/Emergency Care
Learn about this plan's coverage and costs for urgent care and emergency services.
| Service | What you'll pay |
|---|---|
| Urgent Care 10% coinsurance | 10% coinsurance |
| Emergency Care 10% coinsurance | 10% coinsurance |
| Ground Ambulance Services 10% coinsurance | 10% coinsurance |
| Air Ambulance Services 10% coinsurance | 10% coinsurance |
| Foreign Travel Emergency Not covered | Not covered |
Hospitalization & Skilled Nursing Facility Care
Learn about this plan's coverage and costs for inpatient hospital and skilled nursing facility stays.
| Service | What you'll pay |
|---|---|
|
Inpatient Hospital Care
7
$800 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
$800 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
|
Skilled Nursing Facility
7
$0 for days 1-20
Up to $100 per day for days 21-100 All costs for days 101 and later |
$0 for days 1-20
Up to $100 per day for days 21-100 All costs for days 101 and later |
Outpatient Care
See this plan's coverage and cost for outpatient care.
| Service | What you'll pay |
|---|---|
| Ambulatory Surgical Center 10% coinsurance | 10% coinsurance |
| Outpatient Hospital Services 10% coinsurance | 10% coinsurance |
| Mental Health - Outpatient 10% coinsurance | 10% coinsurance |
Lab/X-Ray Services & Equipment
See this plan's coverage and cost for lab and x-ray services and durable medical equipment.
| Service | What you'll pay |
|---|---|
| Lab Services 9 $0 | $0 |
| Diagnostic Radiology Services (such as MRIs/CT scans, etc.) 10% coinsurance | 10% coinsurance |
| Outpatient X-Rays 10% coinsurance | 10% coinsurance |
| Durable Medical Equipment 10% coinsurance | 10% coinsurance |
Important Information
Already an Insured Member?
For accurate information about rates and plans if you are currently insured under an AARP Medicare Supplement Plan, please call UnitedHealthcare for information.
Need help?
Speak with a licensed insurance agent today toll free, Monday - Friday, 7 a.m. to 11 p.m., and Saturday, 9 a.m. to 5 p.m. ET
