Plan N
Monthly Premium:
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(TTY 711)
Plan N
Copay plan plus wellness extras
Monthly Premium starting at
AARP® Medicare Supplement Insurance Plan insured by UnitedHealthcare Insurance Company
Discover why Plan N may be a good fit
More affordable plan
Covers Part A deductible ($1,600 in 2023)
You pay up to $20 copay for doctor visits and up to $50 copay for ER visits
Comes with wellness extra services and discounts for dental, hearing, vision, and a gym membership 10
See any doctor and visit any hospital that accepts Medicare patients
Includes foreign travel emergency benefit
Coverage Details
Basic Costs
See what you’ll pay for this plan including your premium, deductible and maximum out-of-pocket costs.
| Costs | What you'll pay |
|---|---|
| Monthly Premium starting at | |
| Part A Inpatient Hospital Deductible $0 | $0 |
| Annual Part B Deductible $226 | $226 |
Out-of-Pocket Maximum
This is the amount of money you pay for covered services per calendar year. |
N/A 4 |
|
Part B Excess Charges
If you have Original Medicare, and the amount a doctor or other health care provider is legally permitted to charge is higher than the Medicare-approved amount, the difference is called the excess charge. |
Not covered |
Doctor Visits
See this plan's coverage and cost when you see any doctor or specialist that accepts Medicare patients.
| Service | What you'll pay |
|---|---|
| Primary Care Visits Up to $20 copay | Up to $20 copay |
| Specialist Visits Up to $20 copay | Up to $20 copay |
| Referral to Specialist Required? No | No |
| See any doctor who accepts Medicare patients? Yes | Yes |
| Preventive Services $0 for Medicare covered services | $0 for Medicare covered services |
Urgent/Emergency Care
Learn about this plan's coverage and costs for urgent care and emergency services.
| Service | What you'll pay |
|---|---|
| Urgent Care $0 | $0 |
| Emergency Care Up to $50 copay | Up to $50 copay |
| Ground Ambulance Services $0 | $0 |
| Air Ambulance Services $0 | $0 |
| Foreign Travel Emergency 20% after $250 annual deductible with a $50,000 lifetime maximum | 20% after $250 annual deductible with a $50,000 lifetime maximum |
Hospitalization & Skilled Nursing Facility Care
Learn about this plan's coverage and costs for inpatient hospital and skilled nursing facility stays.
| Service | What you'll pay |
|---|---|
|
Inpatient Hospital Care
7
$0 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
$0 for days 1-60
$0 for days 61-90 $0 while using 60 lifetime reserve days for days 91 and later $0 for an additional 365 days, after lifetime reserve days are used 8 All costs beyond the additional 365 days |
|
Skilled Nursing Facility
7
$0 for days 1-100
All costs for days 101 and later |
$0 for days 1-100
All costs for days 101 and later |
Outpatient Care
See this plan's coverage and cost for outpatient care.
| Service | What you'll pay |
|---|---|
| Ambulatory Surgical Center $0 | $0 |
| Outpatient Hospital Services $0 | $0 |
| Mental Health - Outpatient $0 | $0 |
Lab/X-Ray Services & Equipment
See this plan's coverage and cost for lab and x-ray services and durable medical equipment.
| Service | What you'll pay |
|---|---|
| Lab Services 9 $0 | $0 |
| Diagnostic Radiology Services (such as MRIs/CT scans, etc.) $0 | $0 |
| Outpatient X-Rays $0 | $0 |
| Durable Medical Equipment $0 | $0 |
Important Information
Already an Insured Member?
For accurate information about rates and plans if you are currently insured under an AARP Medicare Supplement Plan, please call UnitedHealthcare for information.
Need help?
Speak with a licensed insurance agent today toll free, Monday - Friday, 7 a.m. to 11 p.m., and Saturday, 9 a.m. to 5 p.m. ET
