Medicare Advantage Plans available for 2023
Medicare Prescription Drug Plans available for 2023
Medicare Special Needs Plans available for 2023
Plans starting in November or December
January or later.
Select an option above to see available plans in your area
Learn about plans from UnitedHealthcare
Medicare Advantage Plans 
Most Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
Medicare Supplement Insurance Plans
Also known as Medigap, these plans help pay some of the out-of-pocket costs not paid by Original Medicare Parts A and B. Medicare Supplement Plans allow you to go to any doctor or hospital that accepts Medicare patients.
Medicare Prescription Drug Plans
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare supplement insurance plans.
Medicare Special Needs Plans
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs. These include Dual Special Needs Plans, Chronic Special Needs Plans and Institutional Special Needs Plans.
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Answer a few simple questions and get a personalized list of plans ranked by what's important to you.
1 of 6 Plans
AARP Medicare Advantage Choice (PPO)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $0
-
Eyewear allowance$0per quarter
-
Over-the-counter credit$40per quarter
- Out-of-Pocket Maximum
- $7,550
- Estimated Annual Drug Cost
Take advantage of extra benefits available with our Medicare Advantage plans. This plan is a good choice for someone who wants more coverage than Original Medicare but doesn't want to pay an additional monthly premium.
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Eyewear allowance$0
-
Over-the-counter credit$40
-
Out-of-Pocket Maximum$7,550
-
Est. Annual Drug Cost
-
Inpatient HospitalDays 1-5: $390 copay per day
Days 6-90: $0 copay per day -
Primary Care Provider$0 copay
-
Specialist$35 copay
-
Annual Medical Deductible$0
-
Tier 1 Prescription Drugs$0 copay
-
Annual Prescription Deductible$0
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$500 for comprehensive dental services -
Up to $40 a quarter for OTC products
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$100 eyewear allowance with free lenses
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Copays as low as $175 for hearing aids
-
Renew Active® fitness for body and mind
-
See any doctor who accepts Medicare
Additional Benefits
(add $50 to your monthly premium)
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Choice (PPO) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
| 75% | $0.00 |
| 50% | $0.00 |
| 25% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
2 of 6 Plans
AARP Medicare Advantage Choice Premier (PPO)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $35
-
Eyewear allowance$0per quarter
-
Over-the-counter credit$125per quarter
- Out-of-Pocket Maximum
- $7,550
- Estimated Annual Drug Cost
Know just what to expect with a lower monthly premium, predictable out-of-pocket medical costs and more extra benefits available with our Medicare Advantage plans.
-
Eyewear allowance$0
-
Over-the-counter credit$125
-
Out-of-Pocket Maximum$7,550
-
Est. Annual Drug Cost
-
Inpatient HospitalDays 1-4: $340 copay per day
Days 5-90: $0 copay per day -
Primary Care Provider$0 copay
-
Specialist$10 copay
-
Annual Medical Deductible$0
-
Tier 1 Prescription Drugs$0 copay
-
Annual Prescription Deductible$0 for Tiers 1-2
$300 for Tiers 3-5
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$1,500 for comprehensive dental services
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Up to $125 a quarter for OTC products
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$300 eyewear allowance with free lenses
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Copays as low as $175 for hearing aids
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Free gym membership and free Fitbit®
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See any doctor who accepts Medicare
Additional Benefits
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Choice Premier (PPO) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
| 75% | $8.70 |
| 50% | $17.50 |
| 25% | $26.20 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
3 of 6 Plans
AARP Medicare Advantage Plan 1 (HMO-POS)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $0
-
Eyewear allowance$0per quarter
- Out-of-Pocket Maximum
- $6,900
- Estimated Annual Drug Cost
Take advantage of extra benefits available with our Medicare Advantage plans. This plan is a good choice for someone who wants more coverage than Original Medicare but doesn't want to pay an additional monthly premium.
-
Eyewear allowance$0
-
Out-of-Pocket Maximum$6,900
-
Est. Annual Drug Cost
-
Inpatient HospitalDays 1-5: $335 copay per day
Days 6-90: $0 copay per day -
Primary Care Provider$0 copay
-
Specialist$25 copay
-
Annual Medical Deductible$0
-
Tier 1 Prescription Drugs$0 copay
-
Annual Prescription Deductible$0
-
Preventive dental services
-
$100 eyewear allowance with free lenses
-
Copays as low as $175 for hearing aids
-
Renew Active® fitness for body and mind
-
See any doctor in our national network
-
Visit specialists without a referral
Additional Benefits
(add $52 to your monthly premium)
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Plan 1 (HMO-POS) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
| 75% | $0.00 |
| 50% | $0.00 |
| 25% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
4 of 6 Plans
AARP Medicare Advantage Plan 2 (HMO-POS)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $33
-
Eyewear allowance$0per quarter
- Out-of-Pocket Maximum
- $6,900
- Estimated Annual Drug Cost
Know just what to expect with a lower monthly premium, predictable out-of-pocket medical costs and more extra benefits available with our Medicare Advantage plans.
-
Eyewear allowance$0
-
Out-of-Pocket Maximum$6,900
-
Est. Annual Drug Cost
-
Inpatient HospitalDays 1-5: $295 copay per day
Days 6-90: $0 copay per day -
Primary Care Provider$0 copay
-
Specialist$20 copay
-
Annual Medical Deductible$0
-
Tier 1 Prescription Drugs$0 copay
-
Annual Prescription Deductible$0
-
$500 for comprehensive dental services
-
$100 eyewear allowance with free lenses
-
Copays as low as $175 for hearing aids
-
Renew Active® fitness for body and mind
-
See any doctor in our national network
-
Visit specialists without a referral
Additional Benefits
(add $50 to your monthly premium)
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Plan 2 (HMO-POS) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
| 75% | $8.20 |
| 50% | $16.50 |
| 25% | $24.70 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
5 of 6 Plans
AARP Medicare Advantage Plan 3 (HMO-POS)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $79
-
Eyewear allowance$0per quarter
- Out-of-Pocket Maximum
- $6,900
- Estimated Annual Drug Cost
The higher monthly premium brings you many extra benefits and lower out-of-pocket medical costs so you know just what to expect.
-
Eyewear allowance$0
-
Out-of-Pocket Maximum$6,900
-
Est. Annual Drug Cost
-
Inpatient HospitalDays 1-5: $225 copay per day
Days 6-90: $0 copay per day -
Primary Care Provider$0 copay
-
Specialist$15 copay
-
Annual Medical Deductible$0
-
Tier 1 Prescription Drugs$0 copay
-
Annual Prescription Deductible$0
-
$500 for comprehensive dental services
-
$200 eyewear allowance with free lenses
-
Copays as low as $175 for hearing aids
-
Renew Active® fitness for body and mind
-
See any doctor in our national network
-
Visit specialists without a referral
Additional Benefits
(add $50 to your monthly premium)
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Plan 3 (HMO-POS) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $44.00 |
| 75% | $52.70 |
| 50% | $61.50 |
| 25% | $70.20 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
6 of 6 Plans
AARP Medicare Advantage Patriot (HMO-POS)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $0
- Out-of-Pocket Maximum
- $6,700
Take advantage of extra benefits available with our Medicare Advantage plans. This medical plan is for people who have separate prescription drug coverage.
-
Out-of-Pocket Maximum$6,700
-
Inpatient HospitalDays 1-5: $390 copay per day
Days 6-90: $0 copay per day -
Part B Premium ReductionUp to $35
-
Primary Care Provider$5 copay
-
Specialist$30 copay
-
Annual Medical Deductible$0
-
$1,000 for comprehensive dental services
-
Up to $60 a quarter for OTC products
-
$200 eyewear allowance with free lenses
-
Copays as low as $175 for hearing aids
-
Renew Active® fitness for body and mind
-
See any doctor in our national network
Additional Benefits
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage Patriot (HMO-POS) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
| 75% | $0.00 |
| 50% | $0.00 |
| 25% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
1 of 3 Plans
AARP MedicareRx Walgreens (PDP)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $28.20
- Estimated Annual Drug Cost
Choose this plan if you use primarily generic drugs, want a lower premium plan, and fill your prescriptions at Walgreens pharmacies.
-
Est. Annual Drug Cost
-
Tier 1 Prescription Drugs$1 copay
-
Annual Prescription Deductible$0 for Tier 1
$350 for Tiers 2-5
-
Low monthly premium
-
$0 deductible on Tier 1 prescriptions
-
$1 copay for Tier 1 prescription drugs at Walgreens pharmacies nationwide
-
$3 copay for a 3-month supply of Tier 1 prescriptions with Optum Home Delivery, a service of Optum Rx
-
1-month supply of covered insulin prescriptions for $35 or less
-
$0 copay for most Part D covered vaccines including Shingrix
Additional Benefits
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP MedicareRx Walgreens (PDP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $5.90 |
| 75% | $11.50 |
| 50% | $17.00 |
| 25% | $22.60 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
2 of 3 Plans
AARP MedicareRx Preferred (PDP)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $109.30
- Estimated Annual Drug Cost
Choose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network.
-
Est. Annual Drug Cost
-
Tier 1 Prescription Drugs$7 copay
-
Annual Prescription Deductible$0
-
$0 deductible
-
$0 copay for a 3-month supply of Tier 1 and Tier 2 prescriptions with Optum Home Delivery, a service of OptumRx
-
Full coverage continues through the donut hole for Tier 1 and Tier 2 prescriptions
-
1-month supply of select insulin prescriptions for $35 or less
-
$0 copay for most Part D covered vaccines including Shingrix
Additional Benefits
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP MedicareRx Preferred (PDP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $74.30 |
| 75% | $83.00 |
| 50% | $91.80 |
| 25% | $100.50 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
3 of 3 Plans
AARP MedicareRx Saver Plus (PDP)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $36.10
- Estimated Annual Drug Cost
Choose this plan if you receive Extra Help from Medicare.
-
Est. Annual Drug Cost
-
Tier 1 Prescription Drugs$1 copay
-
Annual Prescription Deductible$505
-
1-month supply of covered insulin prescriptions for $35 or less
-
$0 copay for most Part D covered vaccines including Shingrix
Additional Benefits
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP MedicareRx Saver Plus (PDP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $1.10 |
| 75% | $9.80 |
| 50% | $18.60 |
| 25% | $27.30 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
1 of 4 Plans
UnitedHealthcare Dual Complete ONE (HMO D-SNP)
If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2023 plans.
x Close Popup- Monthly Premium
- $0
-
Food, OTC, and utilities