5 Ways to Pay Your Medicare Part B Premium

Published by: Medicare Made Clear

If you’re like most people, you don’t pay a monthly premium for your Medicare Part A. However, if you have Medicare Part B and you are receiving Social Security or Railroad Retirement Board benefits, your Medicare Part B premium is usually deducted from your monthly benefit payment.


If you have Medicare Part B but you are not receiving Social Security or Railroad Retirement Board benefits yet, you will get a bill called a “Notice of Medicare Premium Payment Due” (CMS-500). You will need to make arrangements to pay this bill every month.


If you are required to pay a Part D income-related monthly adjustment amount (IRMAA), you will also need a way to make your payment.



There are 5 ways to make your Medicare payments:



1. Pay by check or money order.


Mail your Medicare premium payments to:


Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355



2. Pay by credit card or debit card.


Complete the bottom portion of the payment coupon on your Medicare bill. You'll need to provide the account information and expiration date as it appears on your card. Mail your payment to:


Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355



3. Pay through your bank's online bill payment service.


Contact your bank or go to their website to set up this service. You’ll need to give the bank the following information:


Account number: Your Medicare claim number without dashes
Biller name: CMS Medicare Insurance
Remittance address:
Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355



4. Sign up for Medicare Easy Pay, a free service that automatically deducts your premium payments from your savings or checking account each month.


Mail a completed Authorization Agreement for Pre-authorized Payments form
(SF-5510) to:


Medicare Premium Collection Center

PO Box 979098

St. Louis, MO 63197-9000



5. If you get a bill from the Railroad Retirement Board (RRB):


Mail your premium payments to:


RRB, Medicare Premium Payments
P.O. Box 979024
St. Louis, MO 63197-9000



For more information, contact the Medicare helpline 24 hours a day, seven days a week at 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048.

Understand Medicare Cost Basics


Learn more about Medicare premiums, copayments, coinsurance, out-of-pocket limits and more.

Medicare Made Clear

Get to Know Medicare

Medicare Made Clear is brought to you by UnitedHealthcare to help make understanding Medicare easier. Click here to take advantage of more helpful tools and resources from Medicare Made Clear including downloadable worksheets and guides.

Medicare Made Clear


Whether you're just starting out with Medicare, need to brush up on the facts, or are helping a loved one, start your journey here.


Introduction to Medicare 

Get the Latest


Boost your Medicare know-how with reliable, up-to-date news and information delivered to your inbox every month.

Sign up now

Related Articles

Explore More Medicare Topics

Find a Plan

Call Us

Call UnitedHealthcare at FED TFN, TTY 711 (toll-free)


Hours: 8 a.m. – 8 p.m.

7 days a week

Call UnitedHealthcare at MEDSUPP TFN, TTY 711 (toll-free)



7 a.m. to 11 p.m. ET,

Monday – Friday

9 a.m. to 5 p.m. ET, Saturday

Meet with Us

Make an appointment with a licensed insurance agent/producer in your area