Does Medicare Cover Cataract Surgery?

Published by: Medicare Made Clear

While Original Medicare (Parts A & B) doesn’t provide vision coverage for routine eye care, it does help pay for cataract surgery if done using traditional surgical techniques or lasers. Surgery may be needed when a cataract causes vision loss that affects daily activities like reading or driving.



What Is A Cataract?


A cataract is a clouding of the lens in your eye. Early cataracts are small and do not affect vision, though they may be detected in an eye exam.


As a cataract grows over time, it clouds more of the eye lens and affects vision. Vision changes caused by cataracts may include:


  • Cloudy or blurry vision
  • Faded or dull colors
  • Bright glare from headlights, lamps, or sunlight
  • Difficulty seeing at night
  • Double vision



How Much Does Medicare Pay for Cataract Surgery?


Medicare Part B covers 80 percent of the Medicare-approved costs for cataract surgery after the Part B deductible is met. A Medicare supplement plan may help with some costs not paid by Medicare.


Costs for cataract surgery with a Medicare Advantage plan will depend on the plan. Many plans offer coverage for routine eye care as well. Call the number on the back of your member ID card to talk to a customer service representative about your plan’s coverage for cataract surgery and eye care overall.


If you do need cataract surgery, you may also want to read Will Medicare Cover Prescription Lenses, Glasses or Sunglasses?

Shop Medicare Advantage Plans


Learn more about Medicare Advantage plans and shop plans in your area.

Medicare Made Clear

Get to Know Medicare

Medicare Made Clear is brought to you by UnitedHealthcare to help make understanding Medicare easier. Click here to take advantage of more helpful tools and resources from Medicare Made Clear including downloadable worksheets and guides.

Medicare Made Clear


Whether you're just starting out with Medicare, need to brush up on the facts, or are helping a loved one, start your journey here.


Introduction to Medicare 

Get the Latest


Boost your Medicare know-how with reliable, up-to-date news and information delivered to your inbox every month.

Sign up now

Explore More Medicare Topics

Find a Plan

Call Us

Call UnitedHealthcare at FED TFN, TTY 711 (toll-free)


Hours: 8 a.m. – 8 p.m.

7 days a week

Call UnitedHealthcare at MEDSUPP TFN, TTY 711 (toll-free)



7 a.m. to 11 p.m. ET,

Monday – Friday

9 a.m. to 5 p.m. ET, Saturday

Meet with Us

Make an appointment with a licensed insurance agent/producer in your area