Skip to main content
AARP Medicare Plans from UnitedHealthcare AARP Medicare Plans from UnitedHealthcare United HealthCare United HealthCare
UnitedHealthcare Insurance Company
AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company, or UnitedHealthcare Insurance Company of America, or United Healthcare Insurance Company of New York.
(UnitedHealthcare)
  • Saved Icon Saved
  • For Plan Members Icon For Plan Members
  • Menu Icon Menu
  • Phone Icon
    TFN Modal Close

    Questions? We're ready to help.

    Call UnitedHealthcare at:
    FED TFN (TTY 711) (toll free)

    8 a.m. - 8 p.m., 7 days a week.

    Already a member? Call the number on the back of your member ID card.

    MO10050ST

    Call UnitedHealthcare at:
    MEDSUPP TFN
     (TTY 711) (toll free)

    7 a.m. - 11 p.m. ET, Monday - Friday
    9 a.m. - 5 p.m. ET, Saturday.

    Already a member? Call the number on the back of your member ID card.

    MO10050ST

  • UnitedHealthcare uhc.com

    UnitedHealthcare Individual and Family Marketplace (ACA) plans

    Individual & family plans - short term, dental & more

    Medicaid plans

    Small business plans

  • Are you a Medicare Plan Member?
    Go to Member Site to Sign In or Register for an account

    Are you a Medicare Plan Member?
    Go to Member Site to Sign In or Register for an account

    Plan through your employer?
    Sign in to myuhc.com

    Sign in to myuhc.com

Please enter a search term
UnitedHealthcare Insurance Company or an affiliate (UnitedHealthcare)
  • Medicare
  • Home
  • Shop

    Get help making the right decision when shopping for coverage.

    Enroll

    Ready to enroll? Need to brush up on enrollment basics? See more here.

    Member Resources

    Get plan information, forms and documents you may need now or in the future.

    Plan Types

    Medicare Advantage Plans

    Dual Special Needs Plans

    [[state-start:AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,MP,NV,NH,NJ,NM,NY,NC,ND,OH,OK,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,VA,WA,DC,WV,WI,WY,null]]Medicare Supplement Plans [[state-end]]

    [[state-start:OR]]Medicare Supplement Plans [[state-end]]

    Medicare Prescription Drug Plans

    All United Healthcare Insurance Plans

    Tools to help you choose a plan

    Get a Plan Recommendation

    Estimate Drug Costs

    Search for a Pharmacy

    Search Doctors

    Search Dentists

    Find plans in your area
    Error: Please enter a valid ZIP Code

    Request More Help and Information

  • Introduction to Medicare

    Introduction

    Eligibility

    Coverage Options

    Prescriptions, Providers & Benefits

    Medicare Cost Basics

    More about Medicare

    Articles and Special Topics

    Types of Plans

    Overview of Plans

    Medicare Advantage Plans

    Medicare Supplement Insurance

    Medicare Prescription Drug Plans

    Special Needs Plans

    FAQ

    Medicare FAQ

    Glossary

    Medicare Enrollment

    When to Enroll

    How to Enroll

    Changing Plans

    Working Past 65

    Get Your Free Medicare Guide

    Learn more about how Medicare works,
    coverage options and when to enroll.

    Thank You!

    Your guide will arrive in your inbox shortly.

    Error: Please enter a valid email address.
  • Saved

    My Saved Items
    Welcome

    This plan has been saved to your profile.

    A plan has been removed from your profile.

    No plans or drugs have been saved.


    Sign In to see your saved items
    Sign Out
You are in Agent mode
Please enter a search term.
For Plan Members

Are you a Medicare Plan Member?
Go to Member Site to Sign In or Register for an account

Plan through your employer?
Sign in to myuhc.com

Sign in to myuhc.com

Main Menu
  • Home
  • Medicare

Are you a Plan Member?

Go to the Member Site to Sign In or Register for an account.

Go to the Member Site external icon
Go to the Member Site external icon
Shop For a Plan

Shop

Get help making the right decision when shopping for coverage.

Enroll

Ready to enroll? Need to brush up on enrollment basics? See more here.

Member Resources

Get plan information, forms and documents you may need now or in the future.

Find plans in your area
Please enter a valid zip code.

Request More Help and Information

Shop For a Plan
Plan Types

Medicare Advantage Plans

Dual Special Needs Plans

[[state-start:AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,MP,NV,NH,NJ,NM,NY,NC,ND,OH,OK,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,VA,WA,DC,WV,WI,WY,null]]Medicare Supplement Plans [[state-end]]

[[state-start:OR]]Medicare Supplement Plans [[state-end]]

Medicare Prescription Drug Plans

All United Healthcare Insurance Plans

Shop For a Plan
Tools to help you choose a plan

Get a Plan Recommendation

Estimate Drug Costs

Search for a Pharmacy

Search Doctors

Search Dentists

Learn About Medicare

Get Your Free Medicare Guide

Learn more about how Medicare works,
coverage options and when to enroll.

Thank You!

Your guide will arrive in your inbox shortly.

Please enter a valid email address.
Learn About Medicare
Introduction to Medicare

Introduction

Eligibility

Coverage Options

Prescriptions, Providers & Benefits

Medicare Cost Basics

Learn About Medicare
Types of Plans

Overview of Plans

Medicare Advantage Plans

Medicare Supplement Insurance

Medicare Prescription Drug Plans

Special Needs Plans

Learn About Medicare
Medicare Enrollment

When to Enroll

How to Enroll

Changing Plans

Working Past 65

Learn About Medicare
More about Medicare

Articles and Special Topics

Learn About Medicare
FAQ

Medicare FAQ

Glossary

Other Sites

UnitedHealthcare uhc.com

UnitedHealthcare Individual and Family Marketplace (ACA) plans

Individual & family plans - short term, dental & more

Medicaid plans

Small business plans

AARP Membership

Join AARP

Renew AARP Membership

AARP Member Benefits

You are in Agent mode
Close
  1. Home
  2. Medicare
  3. Introduction to Medicare
  4. Prescriptions, Providers & Benefits
Explore More
  • Introduction to Medicare
    • Introduction
    • Eligibility
    • Coverage Options
    • Prescriptions, Providers & Benefits
    • Medicare Cost Basics
    • Original Medicare
  • Types of Plans
  • Medicare Enrollment
  • More about Medicare
  • FAQ

Prescriptions, Providers & Benefits

Will I have prescription drug coverage?  

Will I still be able to see my current provider(s)?  

Will I have coverage for additional benefits like vision, dental or hearing aids?  

Will I have prescription drug coverage?


Prescription drugs aren't covered by Original Medicare (Parts A & B). Once you've enrolled in Medicare, there are two ways to get Medicare prescription drug coverage: a stand-alone Medicare Part D prescription drug plan (PDP) or a Medicare Advantage plan with prescription drug coverage (MAPD).

You can purchase a stand-alone Medicare Prescription Drug (Part D) plan to help pay for your prescription drug costs. You can have a stand-alone Part D plan in combination with any of these plans:
 

  • Original Medicare
  • Original Medicare plus a Medicare Supplement insurance plan
  • A Medicare Advantage Private Fee-for-Service plan that doesn't include drug coverage
  • A Medicare Savings Account (MSA)

To get the convenience of having your prescription drug coverage in the same plan as your hospital, doctor and other benefits, you can look into a Medicare Advantage (Part C) Prescription Drug (MAPD) plan.
 

Most Medicare Advantage plans include prescription drug coverage, and have a lower premium than a stand-alone Part D plan.

Remember: Each Medicare Advantage plan and stand-alone Part D plan covers a certain set of prescription drugs. Be sure to check each plan's drug list (also known as a formulary) to see if the prescription drugs you take will be covered. If you already have prescription drug coverage, make sure your prescriptions will be covered by the plan each year, as a plan's formulary can change from year to year, and the drugs they do or don't cover can change, too.

Estimate your prescription drug costs

The Drug Cost Estimator tool lets you build a list of the medication you take, then estimate your drug costs for a specific UnitedHealthcare plan based on that plan's drug list (formulary).

Estimate Your Drug Costs

Back to Top  

Will I still be able to see my current provider(s)?


If staying with your current provider or doctor is important to you, check to see if a plan has a provider network. If it does, you'll want to know if your doctor is in that plan's network. Some plans will require you to stay in-network, other plans allow you to use providers outside the network (sometimes at an additional cost), and still other plans don't have a network at all. And Medicare Supplement plans let you see any provider or specialist without network restrictions, as long as they accept Medicare patients.


When thinking about plans, find out:

  1. Will I have to choose providers from a network?
  2. Will my providers accept the plan's terms? If not, are there providers near me who will?
  3. Will I need a referral from a primary care provider to see a specialist?

  • Providers: See any provider who accepts Medicare.
  • Specialist referrals: No referral needed to see a specialist who accepts Medicare.

  • Providers: See any provider or specialist without network restrictions, as long as they accept Medicare patients.
  • Specialist referrals: No referral needed to see a specialist.

Providers:

  • Network plans: If a plan has a provider network (for example, an HMO), you can save money by using a provider in the plan's network. Some plans allow you to use providers outside the network, usually for a higher cost.
  • Non-Network plans: This type of Medicare Advantage plan may not have a provider network and allows you to see any provider that accepts Medicare and the plan’s terms.


Specialist referrals:

Some Medicare Advantage plans require a referral to see a specialist, some do not.

Remember: If a plan has a provider network, that network can change each year. If your current plan has a provider network, be sure to check if your provider will be in the network next year. You can switch plans during the Medicare Annual Enrollment Period if your provider won't be in your plan's network next year.

 

 

Look up your providers 

Back to Top  

Will I have coverage for additional benefits like vision, dental or hearing aids?



Original Medicare (Parts A & B) covers many medical and hospital services, but it doesn't cover everything. Generally, Original Medicare won't cover routine vision or dental care, eyeglasses, or hearing aids. However, many Medicare Advantage (Part C) plans include these additional benefits. Keep in mind that costs and benefits can vary from plan to plan. Be sure to watch for the additional benefits you need in the plan you're considering.

 

Here are some other services that are not covered by Original Medicare:
 

  • Dental exams, most dental care or dentures
  • Routine eye exams, eyeglasses or contacts
  • Hearing aids or related exams or services
  • Most care while traveling outside the United States
  • Help with bathing, dressing, eating, etc. (custodial care)
  • Comfort items such as a hospital phone, TV or private room
  • Long-term care
  • Cosmetic surgery
  • Most chiropractic services
  • Acupuncture or other alternative treatments
  • Routine foot care

View plans in your area

See all of the UnitedHealthcare and AARP Medicare and Medigap Plans where you live.

Read Next: Medicare Costs


Learn more about Medicare Costs  

Find a Plan

Call Us

Call UnitedHealthcare: 

FED TFN (TTY 711)

Hours: 8 a.m. – 8 p.m., 7 days a week.

 

Call UnitedHealthcare: 

MEDSUPP TFN (TTY 711)

Hours: 7 a.m. – 11 p.m., ET, Monday - Friday

9 a.m. – 5 p.m., ET, Saturday

Meet with a Sales Agent

Make an appointment with a licensed insurance agent/producer in your area

 

Find an Agent - opens in a new tab

Scroll for Important Disclosures

UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.

 

AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.

 

Please note that each insurer has sole financial responsibility for its products.

 

AARP® Medicare Supplement Insurance Plans

AARP endorses the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare.

Insured by UnitedHealthcare Insurance Company, Hartford, CT or UnitedHealthcare Insurance Company of America, Schaumburg, IL (for ND residents) or UnitedHealthcare Insurance Company of New York, Islandia, NY (for NY residents). Each insurer has sole financial responsibility for its products. Policy form No. GRP 79171 GPS-1 (G-36000-4).

 

In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.

 

Not connected with or endorsed by the U.S. Government or the federal Medicare program.

 

This is a solicitation of insurance. A licensed insurance agent/producer may contact you.

 

You must be an AARP member to enroll in an AARP Medicare Supplement Plan.


THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.

 

Medicare Advantage plans and Medicare Prescription Drug plans
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.

 

This information is not a complete description of benefits. Contact the plan for more information.

WB27379ST

Questions? We're ready to help.

TFN Modal Close

Call UnitedHealthcare at:

(TTY 711) (toll free)

Hours: 8 a.m. – 8 p.m., 7 days a week.

Already a member? Call the number on the back of your member ID card.

MO10050ST

(TTY 711) (toll free)

7 a.m. – 11 p.m. ET, Monday-Friday
9 a.m. – 5 p.m. ET, Saturday

Already a member? Call the number on the back of your member ID card.

MO10050ST

Shop Plans

Medicare Advantage Plans

Dual Special Needs Plans

[[state-start:null,AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,MP,NE,NV,NH,NJ,NM,NC,ND,OH,OK,OR,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,WA,VA,DC,WV,WI,WY]]Medicare Supplement Insurance Plans [[state-end]]

Medicare Prescription Drug Plans

Shop Plans

Medicare Advantage Plans

Dual Special Needs Plans

[[state-start:null,AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,MP,NE,NV,NH,NJ,NM,NC,ND,OH,OK,OR,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,WA,VA,DC,WV,WI,WY]]Medicare Supplement Insurance Plans [[state-end]]

Medicare Prescription Drug Plans

Tools & Resources

Get a Plan Recommendation

Estimate Drug Costs

Search for a Pharmacy

Search Doctors

Search Dentists

Tools & Resources

Get a Plan Recommendation

Estimate Drug Costs

Search for a Pharmacy

Search Doctors

Search Dentists

Learn About Medicare

Introduction to Medicare

Eligibility

Coverage Choices

Medicare FAQ

Learn About Medicare

Introduction to Medicare

Eligibility

Coverage Choices

Medicare FAQ

More

About

Contact

Language Assistance

AARP.org

More

About

Contact

Language Assistance

AARP.org

©2023 United HealthCare Services, Inc. All rights reserved.

Last updated: 03/15/2023 at 12:01 AM CT | Y0066_AARPMedicarePlans_M Last updated: 03/15/2023 at 12:01 AM CT | Y0066_UHCMedicareSolutions_M
  • Site Map
  • Privacy Policy
  • Terms of Use
  • Disclaimers
  • Agents & Brokers
  • Accessibility - Opens in new tab

Session Timeout

Close
Need More Time?

Your session is about to expire. You will automatically go back to the
home page in

Learn about the Medicare Advantage plans, Medicare Supplement Insurance plans.

To continue your current session, click "Stay on this page" below.

ATTENTION: We no longer support Internet Explorer (IE) or certain versions of other browsers. Let's upgrade your browser to make sure you all functionality works as intended.

Update now Update later