Skip to main content
AARP Medicare Plans from UnitedHealthcare AARP Medicare Plans from UnitedHealthcare United HealthCare United HealthCare
UnitedHealthcare Insurance Company
AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company, or UnitedHealthcare Insurance Company of America, or United Healthcare Insurance Company of New York.
(UnitedHealthcare)
  • Saved Icon Saved
  • For Plan Members Icon For Plan Members
  • Menu Icon Menu
  • Phone Icon
    TFN Modal Close

    Questions? We're ready to help.

    Call UnitedHealthcare at:
    FED TFN (TTY 711) (toll free)

    8 a.m. - 8 p.m., 7 days a week.

    Already a member? Call the number on the back of your member ID card.

    MO10050ST

    Call UnitedHealthcare at:
    MEDSUPP TFN
     (TTY 711) (toll free)

    7 a.m. - 11 p.m. ET, Monday - Friday
    9 a.m. - 5 p.m. ET, Saturday.

    Already a member? Call the number on the back of your member ID card.

    MO10050ST

  • UnitedHealthcare uhc.com

    UnitedHealthcare Individual and Family Marketplace (ACA) plans

    Individual & family plans - short term, dental & more

    Medicaid plans

    Small business plans

  • Are you a Medicare Plan Member?
    Go to Member Site to Sign In or Register for an account

    Are you a Medicare Plan Member?
    Go to Member Site to Sign In or Register for an account

    Plan through your employer?
    Sign in to myuhc.com

    Sign in to myuhc.com

Please enter a search term
UnitedHealthcare Insurance Company or an affiliate (UnitedHealthcare)
  • Medicare
  • Home
  • Shop

    Get help making the right decision when shopping for coverage.

    Enroll

    Ready to enroll? Need to brush up on enrollment basics? See more here.

    Member Resources

    Get plan information, forms and documents you may need now or in the future.

    Plan Types

    Medicare Advantage Plans

    Dual Special Needs Plans

    [[state-start:AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,MP,NV,NH,NJ,NM,NY,NC,ND,OH,OK,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,VA,WA,DC,WV,WI,WY,null]]Medicare Supplement Plans [[state-end]]

    [[state-start:OR]]Medicare Supplement Plans [[state-end]]

    Medicare Prescription Drug Plans

    All United Healthcare Insurance Plans

    Tools to help you choose a plan

    Get a Plan Recommendation

    Estimate Drug Costs

    Search for a Pharmacy

    Search Doctors

    Search Dentists

    Find plans in your area
    Error: Please enter a valid ZIP Code

    Request More Help and Information

  • Introduction to Medicare

    Introduction

    Eligibility

    Coverage Options

    Prescriptions, Providers & Benefits

    Medicare Cost Basics

    More about Medicare

    Articles and Special Topics

    Types of Plans

    Overview of Plans

    Medicare Advantage Plans

    Medicare Supplement Insurance

    Medicare Prescription Drug Plans

    Special Needs Plans

    FAQ

    Medicare FAQ

    Glossary

    Medicare Enrollment

    When to Enroll

    How to Enroll

    Changing Plans

    Working Past 65

    Get Your Free Medicare Guide

    Learn more about how Medicare works,
    coverage options and when to enroll.

    Thank You!

    Your guide will arrive in your inbox shortly.

    Error: Please enter a valid email address.
  • Saved

    My Saved Items
    Welcome

    This plan has been saved to your profile.

    A plan has been removed from your profile.

    No plans or drugs have been saved.


    Sign In to see your saved items
    Sign Out
You are in Agent mode
Please enter a search term.
For Plan Members

Are you a Medicare Plan Member?
Go to Member Site to Sign In or Register for an account

Plan through your employer?
Sign in to myuhc.com

Sign in to myuhc.com

Main Menu
  • Home
  • Medicare

Are you a Plan Member?

Go to the Member Site to Sign In or Register for an account.

Go to the Member Site external icon
Go to the Member Site external icon
Shop For a Plan

Shop

Get help making the right decision when shopping for coverage.

Enroll

Ready to enroll? Need to brush up on enrollment basics? See more here.

Member Resources

Get plan information, forms and documents you may need now or in the future.

Find plans in your area
Please enter a valid zip code.

Request More Help and Information

Shop For a Plan
Plan Types

Medicare Advantage Plans

Dual Special Needs Plans

[[state-start:AL,AS,AK,AZ,AR,CA,CO,CT,DE,FL,GA,GU,HI,ID,IL,IN,IA,KS,KY,LA,ME,MD,MA,MI,MN,MS,MO,MT,NE,MP,NV,NH,NJ,NM,NY,NC,ND,OH,OK,PA,PR,RI,SC,SD,TN,TX,UT,VT,VI,VA,WA,DC,WV,WI,WY,null]]Medicare Supplement Plans [[state-end]]

[[state-start:OR]]Medicare Supplement Plans [[state-end]]

Medicare Prescription Drug Plans

All United Healthcare Insurance Plans

Shop For a Plan
Tools to help you choose a plan

Get a Plan Recommendation

Estimate Drug Costs

Search for a Pharmacy

Search Doctors

Search Dentists

Learn About Medicare

Get Your Free Medicare Guide

Learn more about how Medicare works,
coverage options and when to enroll.

Thank You!

Your guide will arrive in your inbox shortly.

Please enter a valid email address.
Learn About Medicare
Introduction to Medicare

Introduction

Eligibility

Coverage Options

Prescriptions, Providers & Benefits

Medicare Cost Basics

Learn About Medicare
Types of Plans

Overview of Plans

Medicare Advantage Plans

Medicare Supplement Insurance

Medicare Prescription Drug Plans

Special Needs Plans

Learn About Medicare
Medicare Enrollment

When to Enroll

How to Enroll

Changing Plans

Working Past 65

Learn About Medicare
More about Medicare

Articles and Special Topics

Learn About Medicare
FAQ

Medicare FAQ

Glossary

Other Sites

UnitedHealthcare uhc.com

UnitedHealthcare Individual and Family Marketplace (ACA) plans

Individual & family plans - short term, dental & more

Medicaid plans

Small business plans

AARP Membership

Join AARP

Renew AARP Membership

AARP Member Benefits

You are in Agent mode
Close
Explore More
  • Introduction to Medicare
  • Types of Plans
  • Medicare Enrollment
    • When to Enroll
    • How to Enroll
    • Changing Plans
    • Working Past 65
    • Dual Special Needs Plans Basics
  • More about Medicare
  • FAQ

Dual Special Needs Plans Basics


In this video we'll cover Dual Special Needs Plans (D-SNP) including what these plans are, who can get one, what they cover and what makes them special.

Video transcript

Upbeat music plays as the UnitedHealthcare logo becomes ribbons that swoop across the screen. A text bubble pops up.

 

ON SCREEN TEXT: Dual Special Needs Plans

 

ON SCREEN TEXT: Medicare Conversations

 

A document with D-SNP printed at the top appears.

 

ON SCREEN TEXT: What is a Dual Special Needs Plan (D-SNP)?

 

A brown-haired woman sits in a chair. Text appears in a blue banner at the bottom of the frame.

 

ON SCREEN TEXT: Holly Martin Dual Special Needs expert

 

HOLLY MARTIN: Hello everyone! I’m Holly Martin. And over the last several years, I have worked on bringing education and awareness to Dual Special Needs Plans.

 

The D-SNP sheet appears against a white background, labelled “What they are.” A magnifying glass appears next to it, labelled “Why they are different.”

 

HOLLY: We’re gonna take about what Dual Special Needs plans are. We’re gonna talk about why they’re different, they’re a different type of Medicare advantage plan.

 

An icon of a man appears and is labelled “Who is eligible.”

 

HOLLY: And we’re gonna talk about who is eligible for them and what to know about whether or not a Dual Special Needs plan might be right for you, or someone you love.

 

We return to Holly.

HOLLY: So let’s go ahead and get started.

 

A hand holding two MEDICARE cards appears beside text against a blue background.

 

ON SCREEN TEXT: What is dual eligibility?

 

HOLLY: So let’s talk a little bit more on what it means to be dual eligible. 

 

Two cards, labelled Medicare and Medicaid appear against a white background. 

 

HOLLY: Dual eligible simply means that you are both Medicare eligible and Medicaid eligible.

 

The Medicaid card is pushed aside, and a cake labelled 65 plus appears on the left side of the screen. It is followed by “Or” and a wheelchair icon labelled eighteen plus.

 

HOLLY: On the Medicare side that means you could have reached the magical age of sixty-five, or that you could have a qualifying disability at ages eighteen years all the way up to age sixty-four.

 

The Medicaid card takes up the left side of the screen. On the right, a wallet appears, labelled income. A line goes through it, and text appears.

 

ON SCREEN TEXT: Poverty level

 

HOLLY: To qualify for Medicaid, it simply means that your income is below the federal poverty level. And that number really varies by state.

 

Text appears beside a calendar.

 

ON SCREEN TEXT: When would I enroll?

 

Text appears against a white background.

 

ON SCREEN TEXT: Being dual eligible allows you to enroll throughout the year

 

Text appears at the top of the frame against a white background.

 

ON SCREEN TEXT: Initial Enrollment Period

 

Below it, a bar with the months of the year appears, with a checkmark above June. Text appears below the bar.

 

ON SCREEN TEXT: So, you can enroll when you first become eligible for Medicare.

 

New text appears above the bar.

 

ON SCREEN TEXT: Special Enrollment Period

 

Three checkmarks appear over February, April, and August. New text appears at the bottom.

 

ON SCREEN TEXT: once per quarter for the first three quarters of the year or during the Medicare Annual Enrollment Period, which is the last quarter of the year.

 

New text appears above the bar.

 

ON SCREEN TEXT: Annual Enrollment Period

 

The bar highlights the section at the end between October and December. A check mark appears above November. Text appears at the bottom.

A magnifying glass appears next to white text against a blue background.

 

ON SCREEN TEXT: What is a Dual Special Needs Plan?

 

HOLLY: So what is a dual special needs plan?

 

The D-NSP sheet appears below text on the left side of the frame.

 

ON SCREEN TEXT: Medicare Advantage Plan

 

The Medicare and Medicaid cards appear next to it from the right, with two lines connecting them to the sheet.

 

HOLLY: A “D-snip” plan is just a special kind of Medicare Advantage plan that is there for those that have both Medicare and Medicaid eligibility. 

 

A pill bottle labelled Part-D enters the frame.

 

HOLLY: And that Special Medicare Advantage plan takes your Medicare, your Medicaid and your Part D needs and puts them all together in one package to provide you with an overall healthcare experience.

 

A sheet of paper with D-SNP labelled three times unspools next to text against a blue background.

 

ON SCREEN TEXT: Are all Dual Special Needs Plans the same?

 

HOLLY: A dual special needs plan is a Medicare Advantage plan.

 

Three icons appear. One is of a dollar bill labelled “Costs.” The next is a star labelled “Benefits.” And the third is a checkmark labelled “Coverage.”

 

HOLLY: And just like all Medicare Advantage plans, the costs, the benefits, and the coverage are going to vary based on who is providing that plan.

 

A magnifying glass enhances on the D-SNP sheet over a blue background. Text appears next to it.

 

ON SCREEN TEXT: How are Dual Special Needs Plans unique?

 

HOLLY: Dual special needs plans are unique in that they provide extra benefits.

 

The Medicare and Medicaid cards slide on screen next to a full pill bottle labelled Part D. A star icon slides on screen next to them labelled “Special Benefits.”

 

HOLLY: So along with providing you your Medicare, your Medicaid and your Part D coverage, they also offer you extra benefits that help you utilize that healthcare coverage.

 

A stethoscope icon appears with a car driving along on it. At the end is a destination pin with text above it.

 

ON SCREEN TEXT: Transportation.

 

HOLLY: Things like transportation, to make sure that you get to your doctor visit safely and on time. 

 

The frame is divided into four quadrants. The transportation pin moves to the top left. On the top right, a pair of glasses labelled “Vision” appears. A toothbrush labelled “Dental” is in the bottom left, and a collection of Vitamins and creams in the bottom right is labelled “OTC credits.”

 

HOLLY: They can also be things like dental and vision coverage. Or perhaps credits to help you purchase over-the-counter products.

 

A piggy bank appears next to text against a blue background.

 

ON SCREEN TEXT: Are there any costs with D-SNP plans?

 

HOLLY: “D-SNP” plans typically come at no additional cost to you. However the costs of a D-SNP plan are going to depend on your Medicaid eligibility levels.

 

The Medicare and Medicaid cards appear against a blue background, along with a pill bottle labelled Part D.

 

A zero dollars label appears over each icon.

 

HOLLY: So right now for example, if you’re not paying anything for your Medicare, and your Medicaid, and your Part D, what’s so great about a D-SNP plan is you can join that plan, you won’t lose any of those benefits that you currently have. 

 

The icons converge and turn into a D-SNP sheet, also labelled zero dollars.

 

HOLLY: And you won’t pay any more to be apart of a D-SNP plan and gain all of the extra benefits we just talked about, as well as that coordination of care. 

 

Text appears next to a lightbulb against a blue background. 

 

ON SCREEN TEXT: What if I still have questions?

 

HOLLY: So, we’ve learned a little bit about Dual Special Needs Plans today, and if you’d like to learn even more, visit us online. Thanks for watching.

 

ON SCREEN TEXT: Visit MedicareMadeClear.com

 

ON SCREEN TEXT: Medicare Made Clear brought to you by UnitedHealthcare 

 

A blue u-shaped logo appears against a white background, followed by text.

 

ON SCREEN TEXT: UnitedHealthcare®

 

Faint text sits at the bottom of the screen.

ON SCREEN TEXT: ©2021 United HealthCare Services, Inc. All Rights Reserved. Medicare Made Clear® by UnitedHealthcare®

 

Y0066_DSNPWebinar_C

More Medicare Resources

Medicare Basics: Parts A, B, C & D 

Medicare Part D  

Medicare When An Employer Has 20 or More Employees  

Medicare When An Employer Has Fewer Than 20 Employees  

Medicare Part D Coverage When Working Past 65  

HSAs and Medicare  

COBRA and Medicare  

Medicare When Retiring at Age 65  

Questions? We're ready to help.

TFN Modal Close

Call UnitedHealthcare at:

(TTY 711) (toll free)

Hours: 8 a.m. – 8 p.m., 7 days a week.

Already a member? Call the number on the back of your member ID card.

MO10050ST

(TTY 711) (toll free)

7 a.m. – 11 p.m. ET, Monday-Friday
9 a.m. – 5 p.m. ET, Saturday

Already a member? Call the number on the back of your member ID card.

MO10050ST

Shop Plans

Medicare Advantage Plans

Dual Special Needs Plans

Medicare Supplement Insurance Plans

Medicare Prescription Drug Plans

Shop Plans

Medicare Advantage Plans

Dual Special Needs Plans

Medicare Supplement Insurance Plans

Medicare Prescription Drug Plans

Tools & Resources

Get a Plan Recommendation

Estimate Drug Costs

Search for a Pharmacy

Search Doctors

Search Dentists

Tools & Resources

Get a Plan Recommendation

Estimate Drug Costs

Search for a Pharmacy

Search Doctors

Search Dentists

Learn About Medicare

Introduction to Medicare

Eligibility

Coverage Choices

Medicare FAQ

Learn About Medicare

Introduction to Medicare

Eligibility

Coverage Choices

Medicare FAQ

More

About

Contact

Language Assistance

AARP.org

More

About

Contact

Language Assistance

AARP.org

©2023 United HealthCare Services, Inc. All rights reserved.

Last updated: 01/24/2023 at 12:01 AM CT | Y0066_AARPMedicarePlans_M Last updated: 01/24/2023 at 12:01 AM CT | Y0066_UHCMedicareSolutions_M
  • Site Map
  • Privacy Policy
  • Terms of Use
  • Disclaimers
  • Agents & Brokers
  • Accessibility - Opens in new tab

Session Timeout

Close
Need More Time?

Your session is about to expire. You will automatically go back to the
home page in

Learn about the Medicare Advantage plans, Medicare Supplement Insurance plans.

To continue your current session, click "Stay on this page" below.

ATTENTION: We no longer support Internet Explorer (IE) or certain versions of other browsers. Let's upgrade your browser to make sure you all functionality works as intended.

Update now Update later