Comparing Medicare Supplement Insurance Plans![]() Shop Plans in Your Area See AARP Medicare Supplement Insurance plans where you live – and compare costs and benefits side-by-side.Medicare Supplement insurance plans, also called Medigap plans, provide help with some of the out-of-pocket expenses not paid for by Original Medicare.When you go to the doctor under Original Medicare, you still have expenses to pay. Medicare Supplement insurance plans work with your Medicare Part A (hospital stays) and Medicare Part B (doctor visits) to help lower the out-of-pocket medical costs that Original Medicare doesn’t cover. The Medicare Supplement plans that are available to you depend on the state in which you live. And which Medicare Supplement plan you choose depends on your individual needs. Use the information below to help as you consider which Medicare Supplement plan is best for you. Medicare Supplement (Medigap) Plan ComparisonOnly applicants first eligible for Medicare before 2020 may purchase Plans C and F. A checkmark indicates the benefit is paid at 100%.
1 Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in an inpatient admission. 2 Care needed immediately because of an injury or an illness of sudden and unexpected onset. Benefit is 80% and beneficiaries are responsible for 20% after the $250 annual deductible with a $50,000 lifetime maximum for medically necessary emergency care received outside the U.S. during the first 60 days of each trip. 3 Plans K and L pay 100% of covered services for the rest of the calendar year once you meet your out-of-pocket yearly limit. Benefits and costs vary depending on the plan chosen. Coverage vs. CostNow that you've seen plan coverage side-by-side, it's time to consider how much those plans impact your personal budget.
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