Browse Dual Special Needs plan options
Dual Special Needs plans (D-SNPs)
- For people with both Medicare and Medicaid
- Typically offer many extra benefits beyond Original Medicare
- Include prescription drug coverage and help to coordinate care
- Have premiums as low as $0 per month
Not sure where to start?
Answer a few simple questions about your health coverage needs and get a personalized recommendation based on the information you provide.
Did you know?
UnitedHealthcare Dual Special Needs plans typically include extra benefits
Food, OTC and utility bill credit
Get a monthly credit to spend on healthy food, over-the-counter (OTC) products and utility bills. It's a healthy boost to your budget.
Prescription drug coverage
Dual Special Needs plans always include prescription drug coverage. Enjoy $0 copays on covered generic and brand name prescriptions, including home delivery in most areas.2
Dental benefits
Most members can access the largest national Medicare Advantage dental network and have $0 copays on dental services like exams, routine cleanings, fillings, crowns and dentures.1
Vision benefits
Most members can access one of Medicare Advantage's largest national vision networks, get a routine annual eye exam covered at a $0 copay and enjoy an eyewear allowance.3
See what's waiting for you
More benefits than Original Medicare
UCard
The UnitedHealthcare UCard™ is your all-in-one member ID and much more. Members use it to shop for healthy food and OTC products, to access their gym membership and redeem rewards.
Routine transportation
$0 copay for trips to or from approved locations like medical appointments, the gym and the pharmacy.
Online enrollment is fast, easy and secure
$0 copays
on covered generic and brand name prescriptions including home delivery in most areas
Renew Active
Renew Active®, the gold standard in Medicare fitness programs for body and mind, available with UnitedHealthcare Medicare plans at no additional cost.
Is a Dual Special Needs plan right for you?
It might be right if...
- You have Medicare and Medicaid
- You have complex medical needs
- You need help to coordinate your care
- You would like extra benefits and features at no extra cost
It might be right if...
- You qualify for either Medicare or Medicaid but not both
- You do not receive Original Medicare benefits
- You live outside an eligible plan coverage area
Dual eligible enrollees are either Full Dual Eligible or Partial Dual Eligible. Full Dual Eligible enrollees qualify for full stale Medicaid benefits, including covered medical care, whereas Partial Dual Eligible enrollees, don't qualify for medical benefits through their state Medicaid program, but may qualify for additional help. Check eligibility requirements before you start the enrollment process. Some D-SNPs only accept members who are Full Dual Eligible.
Types of Special Needs plans:
- Dual Special Needs plans (D-SNPs) for people who have both Medicare and Medicaid (called “dual eligible”)
- Chronic Special Needs plans (C-SNPs) for people living with severe or disabling chronic conditions
- Institutional Special Needs plans (I-SNPs) for people who live in a skilled nursing facility
- Institutional-Equivalent Special Needs plans (IE-SNPs) for people who live in a contracted assisted living facility and need the same kind of care as those who live in a skilled nursing facility
You have options
Not all D-SNPs are available in all areas. But there may be other Medicare Advantage plans that may be a good fit for you.
The UnitedHealthcare Right Plan Promise™
Be confident in your choice of Medicare plan
It’s our commitment to helping you find the right plan for you. Choosing a Medicare plan doesn’t have to feel overwhelming. Our easy-to-use online shopping experience and Medicare Plan Experts make it simple for you to find the right UnitedHealthcare plan.4
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Meet with us
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1 $0 cost-share for in-network dental care, specified services only. If your plan offers out-of-network dental coverage and you see an out-of-network dentist you might be billed more, even for services listed as $0 copay. Benefits, features and/or devices vary by plan/area. Limitations and exclusions apply. Network size varies by plan and market.
2 Optum Rx home delivery is not available for the AARP MedicareRx Preferred (PDP) plan in the following territories: Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
Optum Rx is an affiliate of UnitedHealthcare Insurance Company. Optum Home Delivery is a service of Optum Rx pharmacy. You are not required to use Optum Home Delivery for a 90-/100-day supply of your maintenance medication. If you have not used Optum Home Delivery, you must approve the first prescription order sent directly from your doctor to Optum Rx before it can be filled. Contact Optum Rx anytime at 1-888-658-0539 / TTY 711.
3 Vision benefits vary by plan and are not available with all plans. Additional charges may apply for out-of-network items and services. Yearly routine eye exam and $100–400 allowance for contacts or designer frames, with standard (single, bi-focal, tri-focal or standard Tier 1 progressive) lenses covered in full either yearly or every two years. Limitations and exclusions apply.
4 The Right Plan Promise is our commitment to provide you with tools and agent/producer support to help you find a plan in UnitedHealthcare's Medicare plan portfolio that meets your needs. It is not a guarantee that UnitedHealthcare offers a plan that meets the needs of every consumer. Plan recommendations are based on the information that you provide regarding your health coverage needs. Requests to disenroll or change plans remain subject to applicable Medicare regulations and Federal and state laws/regulations.