Beyond basic coverage: ACA plan benefits to keep you healthy


You might assume that all Affordable Care Act (ACA) Marketplace plans only provide basic health insurance coverage in case of emergencies. But the truth is, UnitedHealthcare’s ACA Marketplace plans offer benefits that go far beyond basic coverage, from virtual urgent care to digital fitness classes and even discounts at the pharmacy. Let’s dive into these extras to see how you can take advantage of all your benefits.

Extra benefit perks beyond the essentials

While all ACA Marketplace plans are required to cover 10 essential health benefits, some plans offer additional perks that can support your well-being. UnitedHealthcare ACA Marketplace plans include these additional benefits:

Fitness classes

Staying active is key to staying healthy. That’s why all UnitedHealthcare ACA Marketplace plans include on-demand digital fitness classes from One Pass Select™. You also have the option to buy a discounted in-person gym membership for no additional cost1 to help you reach your fitness goals.

Health and wellness discounts

UnitedHealthcare ACA plan members get 20% off Walgreens-brand health and wellness products,2 including over-the-counter medications, vitamins, skincare and more.

Prescription delivery

Getting your prescription medications delivered not only saves you time but can also save you money. Pay $12.50 or less for a convenient 90-day supply of most maintenance medications and get them delivered to your door for no additional cost.3

Virtual care

Feeling under the weather but don't want to leave the house? Most UnitedHealthcare ACA plans offer $0 unlimited virtual urgent care,4 allowing you to consult with a doctor virtually at no additional cost.

Dental and vision

Maintaining your dental and vision health is important for your overall health. UnitedHealthcare offers the option to add adult dental and vision coverage on most ACA Marketplace plans.5

Take charge of your health

By understanding the preventive and wellness benefits offered by your UnitedHealthcare ACA Marketplace plan, you can take advantage of these extras to help you stay healthy.

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Open enrollment for 2025 Individual & Family ACA Marketplace plans starts November 1, 2024. Learn more.