5 tips to make the most of your ACA plan’s pharmacy benefits

A UnitedHealthcare Individual & Family ACA Marketplace plan includes ways to save money on your prescription medication costs. Follow these 5 tips to help you get the most out of your pharmacy benefits.

Know your medications’ tiers

Prescription medications are categorized into tiers, or groups of medications categorized by cost. Your out-of-pocket cost is based on which tier your medication is in. It’s a good idea to check your medication costs when shopping for a plan so you can understand what your out-of-pocket costs might be. To do that, you’ll need to access the plan’s Prescription Drug List (PDL).

Use your plan benefits

With a UnitedHealthcare Individual & Family plan, you can visit any network pharmacy for a 30-day supply of tier 2 prescriptions and pay $5 or less.1 Tier 2 prescriptions are generally higher price generic and lower-price brand-name medications.

Fill your prescription in-network

Fill your prescription at one of over 40,000 network pharmacies. By staying in-network you’ll save on out-of-pocket costs.

Have your prescription delivered

Pay $12.50 or less for a convenient 90-day supply of most tier 2 medications and get them delivered to your door for no additional cost,2 helping save you time and money.

Save at Walgreens stores

Did you know? With a UnitedHealthcare Individual & Family plan you get 20% off Walgreens brand health and wellness products at any Walgreens location.3 Get a wide assortment of health and wellness products at a lower price, including Walgreens brand:

  • First aid products
  • Cough & cold over the counter medications
  • Allergy medications
  • Vitamins & supplements
  • And more

More resources

Learn more and enroll in UnitedHealthcare Individual & Family plans.

  • Open enrollment for 2024 ACA Marketplace coverage runs nationwide from Nov. 1, 2023 to Jan. 16, 2024, for most states.  
  • Enroll by Dec. 15th for coverage starting Jan. 1, 2024 in most states.  
  • Enrollments completed between Dec. 16 and Jan. 16 will have coverage effective Feb. 1, 2024 in most states.

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