5 steps to prepare for 2024 ACA Marketplace open enrollment

Follow these 5 tips to prepare for open enrollment on the ACA Marketplace, starting November 1, 2023, so you can choose the ACA Marketplace plan that best fits your needs and budget.

UnitedHealthcare is here to help you get ready for open enrollment. Follow these 5 steps that will help you find a plan that works for you, your family, and your budget.

1. Know the key dates

There are a few dates to know:

  • November 1, 2023 — Open enrollment begins

Start shopping for a health plan, checking prices and exploring coverage options

  • December 15, 2023 — Enrollment deadline for coverage starting January 1, 2024
  • January 15, 2024 — Enrollment deadline for coverage starting February 1, 2024 (in most states)

If you miss these deadlines, you may be able to enroll in coverage with a qualifying life event.

2. Know your needs

Do you have a preferred provider? Do you have regular prescriptions you take? Factors like these may affect your plan choice. Why? Because if your provider isn’t in-network or medications aren't covered, the costs can add up. UnitedHealthcare Individual & Family ACA Marketplace plans offer a 30-day supply of tier 2 prescription medications for $5 or less at over 40,000 network pharmacies. Plus, you can get them delivered to your door in a 3-month supply without a delivery cost (standard medication copay may apply).1

3. Check the plan network

If you have a preferred clinic or provider, check to see if they are in-network in the plans available to you. UnitedHealthcare Individual & Family plans have more network providers than ever before, plus virtual care plans that offer $0 virtual urgent and primary care visits that make it easy to get the care you need.

4. Gather your information

When you enroll in an ACA Marketplace plan, you’ll be asked some personal and financial questions about your household. This information is used to check eligibility for plans and see if you qualify for financial assistance. This information isn’t used for any other purpose. You’ll be asked for details like your mailing address, number of members in your household, Social Security number and an estimate of your household income (such as wages, government assistance, pension, retirement account, etc.).

5. Get ready to enroll

Now that you’re prepared, choosing a plan will be easier. When you’re ready, you can explore UnitedHealthcare Individual & Family plans, get an estimate of your monthly premium, and choose a plan through our guided enrollment.

More resources

Learn more and enroll in UnitedHealthcare Individual & Family plans.

  • Open enrollment for 2024 ACA Marketplace coverage runs nationwide from Nov. 1, 2023 to Jan. 16, 2024, for most states.  
  • Enroll by Dec. 15th for coverage starting Jan. 1, 2024 in most states.  
  • Enrollments completed between Dec. 16 and Jan. 16 will have coverage effective Feb. 1, 2024 in most states.

Explore Individual & Family ACA Marketplace plans

Ready to find your personalized Affordable Care Act Marketplace plan? Enter your ZIP code to view and enroll in a plan.